HDFC Bank Corporate Visa Signature

Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate

Business · Open to new applications · Earns reward points

What it gives back

2 reward points per ₹150 · everyday spends

Read from 9 HDFC Bank documents, last checked 19 Oct 2026.

How it compares

Compared with the cards we have read

3.5% forex markup: of the 291 other open cards whose forex markup we have read, 103 state a lower one and 188 state the same.

Rewards

Reward rate
2 reward points per ₹150 · everyday spends2 reward points for every ₹150 spends.
EMI spend earning
EasyEMI transactions will not accrue Reward Points.
Fuel earning
Fuel transactions will not accrue Reward Points.
Wallet load earning
E-wallet loading transactions will not accrue Reward Points.
Reward exclusions
Fuel, EasyEMI, e-wallet loading transactions, Cash advance, fees and other charges will not accrue Reward Points.
Point expiry
Reward Points are valid only for 2 years from the date of accumulation

Card benefits

Priority Pass
All Lounge visits within India using Priority Pass will be charged at US $27 + GST per person per visit

Also included

Fuel surcharge waiver
1% surcharge waived off on transactions between ₹400 - ₹5000 (Maximum waiver capped at ₹1000 per statement cycle)
Surcharge on railway tickets
On HDFC Bank’s Payment Gateway — 1.8% + GST
Air accident cover
Cover of ₹1 crore available to primary card holder.
Purchase to EMI conversion
EMI Payments are not applicable on commercial cards

Charges

Forex markup
3.5% on foreign currency transactions.
Dynamic currency conversion markup
A Markup fee of 1%.
Cash advance fee
2.5% of the amount withdrawn or ₹500, whichever is higher.
Cash advance interest
Finance charge equal to charges on revolving credit from the date of withdrawal until the date of full payment
Cash withdrawal limit
Under Corporate Liability — 40% of the credit limit Under Individual Liability — 30% of the credit limit.
Interest on unpaid balance
3.25% per month, 39% Annually.
Late payment fee
₹100 or less: Nil; above ₹100 to ₹500: ₹100; above ₹500 to ₹5,000: ₹500; above ₹5,000 to ₹10,000: ₹600; more than ₹10,000: ₹750.
Over-limit fee
2.5% of the over limit amount, subject to a minimum of ₹500
Cash payment / cash deposit fee
₹100 for card payments made by depositing cash at HDFC Bank branches or ATMs.
Charge for lounge visits beyond the free limit
Lounge Visits outside India exceeding the complimentary visits will be charged at US $27 + GST per person per visit
Fee on online skill-based gaming spends
1% fee will be levied on Online Skill based gaming spends exceeding ₹10,000 in a calendar month.
Reward redemption fee
₹99 per redemption request
Wallet load charge
1% fee will be levied on Wallet loading spends exceeding ₹10,000 in a calendar month.
Grace days after the due date
Up to 50 days

Eligibility

How we know - 9 documents from HDFC Bank, checked 19 Oct 2026

9 documents from HDFC Bank, checked 19 Oct 2026.

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