HDFC Bank TMC Card
Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate
Business · Open to new applications · Earns points
First-year fee
₹0
No feeAnnual fee
Does not charge joining and renewal fees.
How it compares
Compared with the cards we have read
Fees
Joining fee
₹0No fee
Annual fee
Does not charge joining and renewal fees.
Renewal fee
₹0No fee
Also included
Surcharge on railway tickets
On HDFC Bank’s Payment Gateway — 1.8% + GST; On Others Bank’s Payment Gateway - rates as per IRTC website
Lost card liability
After the receipt of proper notification of the loss by the bank, the Corporate's subsequent liability is zero.
Charges
Forex markup
3.5% on foreign currency transactions.3.5% markup on transaction value
Cash advance fee
Cash Advance: Not applicable
Interest-free period
The credit period could range from 15 to 50 days subject to the scheme applicable on specific credit card and the submission of the claims by the merchant
Late payment fee
From ₹100 for amounts between ₹100 and ₹500 to ₹750 for amounts above ₹10,000.
Payment return or dishonour fee
2% of the payment amount, subject to a minimum charge of ₹450
Card replacement fee
₹100 per card re-issued
Cash payment / cash deposit fee
All Cash payment of card dues get charged with an additional fee of 1% of the amount.
Fuel transaction fee
Fuel transaction surcharge between 1% and 2.5%, varies based on the fuel station and the acquiring bank.
Rent transaction fee
1% fee on transaction amount on rental transactions from the first transaction for the month, capped at ₹3000 per transaction.
GST note
GST @18% applicable all fees and charges
Minimum amount due
The 100% Minimum Amount Due (MAD) must be paid by the due date
In the terms, not the brochure (1)
Whether carrying a balance ends the interest-free period
Revolving credit is not permitted on HDFC Bank TMC Card.