HDFC Bank Corporate World Master Card

Annual fee

It may vary for each card member and from offer to offer.

Reward rate

2 reward points per ₹150 · everyday spends2 reward points for every ₹150 spent.

Fuel surcharge waiver

1% surcharge waived on transactions between ₹400 and ₹5,000 (maximum waiver ₹1,000 per statement cycle)

Surcharge on railway tickets

On HDFC Bank’s Payment Gateway — 1.8% + GST

Purchase to EMI conversion

EMI Payments are not applicable on commercial cards

Forex markup

3.5% on foreign currency transactions.

Dynamic currency conversion markup

A Markup fee of 1% will be levied on all transactions carried out in Indian Currency at an International location.

Cash advance fee

2.5% of the amount withdrawn or ₹500, whichever is higher.

Cash advance interest

All cash advances will also carry a finance charge equal to charges on revolving credit from the date of withdrawal until the date of full payment

Cash withdrawal limit

Under Corporate Liability — 40% of the credit limit Under Individual Liability — 30% of the credit limit.

Interest on unpaid balance

3.25% per month, 39% Annually.

Interest-free period

The HDFC Bank Corporate Card has an interest-free credit period of up to 50 days

Late payment fee

₹100 or less: Nil; above ₹100 to ₹500: ₹100; above ₹500 to ₹5,000: ₹500; above ₹5,000 to ₹10,000: ₹600; more than ₹10,000: ₹750.

Over-limit fee

2.5% of the over limit amount, subject to a minimum of ₹500

Payment return or dishonour fee

2% of the payment amount, subject to a minimum of ₹450

Card replacement fee

₹199 per card re-issued

Cash payment / cash deposit fee

₹100 for card payments made by depositing cash at HDFC Bank branches or ATMs.

Cheque payment / dishonour fee

Outstation cheque processing charge: not applicable

Fee on online skill-based gaming spends

1% fee will be levied on Online Skill based gaming spends exceeding ₹10,000 in a calendar month.

Reward redemption fee

₹99 per redemption request

Wallet load charge

1% fee will be levied on Wallet loading spends exceeding ₹10,000 in a calendar month.

Rent transaction fee

1% fee on transaction amount will be levied on rental transactions done on any applicable merchant for the month. With effect from 1st of July 2025, Fee capped is revised at ₹4999 per transaction

GST note

The GST applied depends on the Place of Provision (POP) and Place of Supply (POS)

Grace days after the due date

Credit period Up to 50 days

Minimum amount due

Individual / J&S Liability: 5% of Retail Balance / Cash Advance Balance and finance charges and 100% of Other charges, levies and taxes. Sole Liability: 100% of Total Amount Due

Eligibility

Corporates can apply for Commercial Credit Cards.