HDFC Bank Business Gold Credit Card Online
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No longer offered · Earns cashback
HDFC Bank no longer offers this card. The bank’s own page says: “Sourcing of this Credit Card has been stopped”.
Open alternatives
First-year fee
₹500 + GST
Annual fee
₹500 + GST
₹500 plus Applicable Taxes per year from 2nd year onwardsHow it compares
Compared with the cards we have read
Fees
Renewal feeJoining fee
₹500 + GST₹500 plus Applicable Taxes per year from 2nd year onwards
Fee waiver rule
Waiver on renewal fees of ₹500 on annual spends of minimum ₹50,000 on your Business Gold Credit Card.
Rewards
Fuel earning
Reward Points will not be accrued for fuel transactions.
Travel earning
1% CashBack on air tickets booked through domestic airline websites up to ₹500 per statement
Utilities earning
1% cashback on Utility Bill Payments.
Card benefits
Lounge benefit
Lounge access is not available for Business Gold Credit Cards.
Also included
Fuel surcharge waiver
Up to ₹250 savings on fuel spends of ₹400 to ₹5000; Reward Points will not be accrued for fuel transactions effective 15 Apr 2016
Surcharge on railway tickets
Surcharge waivers on rail tickets booked via IRCTC, up to ₹500 per statement
Lost card liability
Zero liability for fraudulent transactions if reported immediately to HDFC Bank’s 24/7 Call Centre.
Travel insurance
Travel abroad securely with HDFC ERGO Travel Insurance Policy.
Charges
Cash advance fee
2.5%, minimum ₹500
Interest on unpaid balance
3.49% per month on any outstanding amount carried beyond the bill due date.
Interest-free period
Up to 50 days of interest-free credit from the date of purchase
Late payment fee
Late Payment Charges (Excl. GST): Less than equal to ₹100 Nil; ₹101 to ₹500 ₹100/-; ₹501 to ₹1,000 ₹500/-; ₹1,001 to ₹5,000 ₹600/-; ₹5,001 to ₹10,000 ₹750/-; ₹10,001 to ₹25,000 ₹900/-; ₹25,001 to ₹50,000 ₹1100/-; More than ₹50,000 ₹1300/