DCB Bank PayLess Platinum Credit Card

Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate

Open to new applications · Earns points

Annual fee

₹350 a year.

Rs. 350, waived off upon spending Rs. 50,000 in the previous calendar year; Rs. 0 as part of limited offer

What it gives back

₹250 cashback upon spending ₹50,000 in a quarter.

Read from 2 DCB Bank documents, last checked 20 Oct 2026.

How it compares

Compared with the cards we have read

₹350 annual fee: of the 263 other open cards whose annual fee we have read, 94 state a lower one, 1 states the same and 168 state a higher one.

3.5% forex markup: of the 269 other open cards whose forex markup we have read, 103 state a lower one and 166 state the same.

Fees

Annual fee
₹350 a year.Rs. 350, waived off upon spending Rs. 50,000 in the previous calendar year; Rs. 0 as part of limited offer

Rewards

Charges

Forex markup
3.5% on foreign currency transactions.3.5% of the transaction value (and tax as applicable)
Cash advance fee
2.5% of the transaction value or ₹250, whichever is higher.
Interest on unpaid balance
36% per annum or 3% per month.
Interest-free period
15 to 45 days, subject to submission of claims by the merchant
Late payment fee
Nil to ₹500 by outstanding balance (per month)

Eligibility

Age the primary cardholder must be
Age 18 years to 75 years at the time of applying.

How we know - 2 documents from DCB Bank, checked 20 Oct 2026

2 documents from DCB Bank, checked 20 Oct 2026.

On these lists

₹350 a year

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