Axis Bank MY Zone Easy Credit Card
Axis Bank
Annual / renewal fee
₹500.
VerifiedAxis Bank MY Zone Easy Credit Card — governing document (side-door search)14 Aug 2026, 6:27 AM ISTAxis Bank
Earn rate
Confirm on the official page
Official source not yet captured
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at axis.bank.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at axis.bank.in — if a different card is shown first, use its card selector to pick this one.
Overview
Axis Bank MY Zone Easy Credit Card by Axis Bank. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
₹500.
VerifiedAxis Bank MY Zone Easy Credit Card — governing document (side-door search)14 Aug 2026, 6:27 AM ISTAxis Bank
Annual / renewal fee
₹500.
VerifiedAxis Bank MY Zone Easy Credit Card — governing document (side-door search)14 Aug 2026, 6:27 AM ISTAxis Bank
Fee waiver
Confirm on the official page
Official source not yet captured
Rewards
Not published in the official documents on file — see the official T&C link below.
Travel & lounge
Lounge access
Confirm on the official page
Official source not yet captured
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
Confirm on the official page
Official source not yet captured
Eligibility
Not published in the official documents on file — see the official T&C link below.
Charges & interest
Forex markup
3.50% of the transaction value (all other cards).
Verifiedmitc14 Aug 2026, 6:27 AM ISTAxis Bank
Charge
- Finance/interest charge (Effective 20th Dec 2024): 3.4% per month / 49.36% per annum on extended credit and cash advances.
- Cash withdrawal fee: 2.5% (Min. ₹500) of the cash amount.
- Cash payment at branches: ₹175 (daily limit ₹50,000).
- Late payment fee: Nil if total payment due up to ₹500.
- ₹500 if between ₹501 and ₹5,000.
- ₹750 if between ₹5,001 and ₹10,000.
- ₹1,200 if greater than ₹10,000.
- Recurring late payment fee: additional ₹100 on missing MAD by due date for two consecutive cycles.
- Over-limit fee: 2.5% of over-limit amount, minimum ₹500.
- Cheque return/dishonour fee: 2% of payment amount, min ₹500.
- Foreign currency transaction fee: 3.50% of transaction value (all other cards).
- Dynamic Currency Conversion markup: 1.5% plus taxes.
- Rent transaction fee: 1% per transaction.
- Wallet load transaction fee (from 20th Dec 2024): 1% on cumulative spends of ₹10,000 or more per statement cycle.
- Fuel transaction fee (from 20th Dec 2024): 1% on cumulative spends of ₹50,000 or more per statement cycle.
- Education transaction fee (from 20th Dec 2024): 1% per transaction via third party apps.
- Utility transaction fee (from 20th Dec 2024): 1% on cumulative spends of ₹25,000 or more per statement cycle.
- Online skill-based gaming transaction fee (from 20th Dec 2024): 1% on cumulative spends of ₹10,000 or more per statement cycle.
- Duplicate statement, mobile alerts, hot listing, balance enquiry, replacement fee: Waived.
Verifiedmitc14 Aug 2026, 6:27 AM ISTAxis Bank
Fuel surcharge waiver
- Fuel Transaction Surcharge: 1% of transaction amount.
- Refund applicable for fuel transactions between ₹400 to ₹4,000, maximum benefit up to ₹400 per Statement Cycle for Axis Bank My Zone Easy Credit Card.
Verifiedmitc14 Aug 2026, 6:27 AM ISTAxis Bank
Interest-free period
- The interest-free credit period could range from 20 to 50 days, depending on the date of transaction.
- Suspended if any balance from the previous month's bill is not paid by the due date.
Verifiedmitc14 Aug 2026, 6:27 AM ISTAxis Bank
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the annual fee on the Axis Bank MY Zone Easy Credit Card?
Officially traced: Rs. 500.
Axis Bank MY Zone Easy Credit Card — governing document (side-door search)What is the joining fee on the Axis Bank MY Zone Easy Credit Card?
Officially traced: Rs. 500.
Axis Bank MY Zone Easy Credit Card — governing document (side-door search)What are the transfer ratios for Axis Bank MY Zone Easy Credit Card points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
What is one point on the Axis Bank MY Zone Easy Credit Card worth?
Point value varies by award, route and partner programme, so this page does not publish a rupees-per-point figure.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.axis.bank.in/cards/credit-card/my-zone-easy-credit-card.
VerifiedAxis Bank MY Zone Easy Credit Card product page14 Aug 2026, 6:27 AM ISTAxis Bank
Verified 2026-08-14 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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