Kotak Mahindra Bank League Platinum Credit Card
Kotak Mahindra Bank
Annual / renewal fee
₹499 (Add-on card fee NIL).
VerifiedKey Fact Statement (KFS) - League Platinum Credit Card30 Jul 2026, 1:35 PM ISTKotak Mahindra Bank
Earn rate
- 8 reward points per ₹150 on special categories (Airlines, consumer durables, departmental spends).
- 4 reward points per ₹150 up to ₹2 lakhs and 8 reward points per ₹150 above ₹2 lakhs on other category.
- Points earned in integer multiples of ₹150.
VerifiedMost Important Terms & Conditions (MITC) - Kotak Credit Cards30 Jul 2026, 1:35 PM ISTKotak Mahindra Bank
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at kotak.com — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at kotak.com — if a different card is shown first, use its card selector to pick this one.
Overview
League Platinum Credit Card by Kotak Mahindra Bank. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
₹499.
VerifiedKey Fact Statement (KFS) - League Platinum Credit Card30 Jul 2026, 1:35 PM ISTKotak Mahindra Bank
Annual / renewal fee
₹499 (Add-on card fee NIL).
VerifiedKey Fact Statement (KFS) - League Platinum Credit Card30 Jul 2026, 1:35 PM ISTKotak Mahindra Bank
Fee waiver
- Annual fee waived on minimum ₹50,000 retail spends per annum.
- Add-on card fee: NIL.
VerifiedKey Fact Statement (KFS) - League Platinum Credit Card30 Jul 2026, 1:35 PM ISTKotak Mahindra Bank
Rewards
- 8 reward points per ₹150 on special categories (Airlines, consumer durables, departmental spends).
- 4 reward points per ₹150 up to ₹2 lakhs and 8 reward points per ₹150 above ₹2 lakhs on other category.
- Points earned in integer multiples of ₹150.
VerifiedMost Important Terms & Conditions (MITC) - Kotak Credit Cards30 Jul 2026, 1:35 PM IST
Redemption value
- Reward Points redeemed at 10 paise per point (revised Cashback redemption value 7 paise per point).
- Catalogue: no minimum points required (redeem against Flight, Hotels, Vouchers, Merchandise).
- Cashback: Kotak Rewards Portal min. 2000 KRs.
- Contact Center min. 5000 RPs.
- Minimum cashback redemption 2000.
- Reward points expire after 2 years from date earned.
VerifiedMost Important Terms & Conditions (MITC) - Kotak Credit Cards30 Jul 2026, 1:35 PM ISTKotak Mahindra Bank
Reward cap
- No Reward Points/Cashback on cumulative spends exceeding thresholds per statement cycle: Utility ₹35,000.
- Education ₹1,00,000.
- Government ₹40,000.
- Insurance ₹70,000.
- No Rewards on Fuel, Rent, Wallet Load, Online Skill-Based Gaming.
VerifiedMost Important Terms & Conditions (MITC) - Kotak Credit Cards30 Jul 2026, 1:35 PM ISTKotak Mahindra Bank
Reward exclusion
VerifiedMost Important Terms & Conditions (MITC) - Kotak Credit Cards30 Jul 2026, 1:35 PM ISTKotak Mahindra Bank
Travel & lounge
Lounge access
Confirm on the official page
Official source not yet captured
Travel benefit
Railway booking surcharge waiver of 1.80% for online transactions and 2.50% for other bookings, waived up to ₹500 in an anniversary year.
VerifiedKey Fact Statement (KFS) - League Platinum Credit Card30 Jul 2026, 1:35 PM ISTKotak Mahindra Bank
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
5,000 Reward Points worth ₹500 on joining (after fee payment).
VerifiedLeague Platinum Credit Card product page30 Jul 2026, 1:35 PM ISTKotak Mahindra Bank
Milestone benefit
Railway Booking Surcharge waiver: 1.80% of transaction value for online transactions and 2.50% for other bookings, waived up to ₹500 in an anniversary year.
VerifiedKey Fact Statement (KFS) - League Platinum Credit Card30 Jul 2026, 1:35 PM ISTKotak Mahindra Bank
Eligibility
Not published in the official documents on file — see the official T&C link below.
Charges & interest
Forex markup
Foreign Currency Transaction Markup fee: 3.50%.
VerifiedKey Fact Statement (KFS) - League Platinum Credit Card30 Jul 2026, 1:35 PM ISTKotak Mahindra Bank
Charge
- Finance/Interest charges: 3.75% per month (45.00% APR).
- Cash Advance Fee: 2.5% on advance amount, minimum ₹500.
- Late Payment Charges (by outstanding balance): <=₹100 ₹0.
- >₹100-500 ₹100.
- >₹500-1000 ₹500.
- >₹1000-5000 ₹600.
- >₹5,000-10,000 ₹750.
- >₹10,000-25,000 ₹900.
- >₹25,000-50,000 ₹1,100.
- >₹50,000 ₹1,300.
- Standing Instruction Failure/Auto-debit return fee: 2% on bounce amount, min ₹450, max ₹5000.
- Cheque Return Fee: 2% on bounce amount, min ₹500.
- Fee for Cash Payment at branches: ₹100.
- Over Limit Charges: ₹500 (if over limit amount >= ₹500).
- Dynamic Currency Conversion Fee: 3.50%.
- Fee on Wallet Loading: 1% on cumulative wallet loading spends exceeding ₹10,000 per statement cycle.
- Image Card Fee: ₹99 or ₹199 per image card.
- Credit Limit Increase Processing Fees: ₹100.
- Fee on Fuel Transactions: 1% on cumulative fuel spends exceeding ₹25,000 per statement cycle.
- Fee on Online Skill-Based Gaming: 1% on cumulative spends exceeding ₹10,000 per statement cycle.
- Fee on Education Payment: 1% on all education payments via third-party apps.
- Fee on Utility Spends: 1% on cumulative utility spends exceeding ₹35,000 per statement cycle.
- Card Replacement Fees (Lost & Damaged): ₹100.
- Fee on Rent Payments: 1% of transaction amount.
- GST applicable on all fees and charges.
VerifiedKey Fact Statement (KFS) - League Platinum Credit Card30 Jul 2026, 1:35 PM ISTKotak Mahindra Bank
Fuel surcharge waiver
- 1% fuel surcharge waiver on fuel transactions between ₹500 and ₹4,000.
- Maximum fuel surcharge waiver ₹3,500 in an anniversary year (GST on fuel surcharge borne by customer).
VerifiedKey Fact Statement (KFS) - League Platinum Credit Card30 Jul 2026, 1:35 PM ISTKotak Mahindra Bank
Interest-free period
- Up to 51 days, depending on Payment Due Date.
- Payment Due Date is between 18 and 21 days after the Statement Date.
- Credit free period ranges 18-48 days or 21-51 days.
- Not applicable if Total Amount Due is not paid in full.
VerifiedKey Fact Statement (KFS) - League Platinum Credit Card30 Jul 2026, 1:35 PM ISTKotak Mahindra Bank
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the annual fee on the League Platinum Credit Card?
Officially traced: Rs. 499 (Add-on card fee NIL).
Key Fact Statement (KFS) - League Platinum Credit CardWhat is the joining fee on the League Platinum Credit Card?
Officially traced: Rs. 499.
Key Fact Statement (KFS) - League Platinum Credit CardIs the League Platinum Credit Card annual fee ever waived?
Annual fee waived on minimum Rs. 50,000 retail spends per annum.
Key Fact Statement (KFS) - League Platinum Credit CardHow does the League Platinum Credit Card earn rewards?
8 reward points per Rs. 150 on special categories (Airlines, consumer durables, departmental spends); 4 reward points per Rs. 150 up to Rs. 2 lakhs and 8 reward points per Rs. 150 above Rs. 2 lakhs on other category.
Most Important Terms & Conditions (MITC) - Kotak Credit CardsWhat welcome benefit does the League Platinum Credit Card offer?
5,000 Reward Points worth Rs. 500 on joining (after fee payment).
League Platinum Credit Card product pageWhat are the transfer ratios for League Platinum Credit Card points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.kotak.bank.in/en/personal-banking/cards/credit-cards/league-platinum-card.html.
VerifiedKey Fact Statement (KFS) - League Platinum Credit Card30 Jul 2026, 1:35 PM ISTKotak Mahindra Bank
Verified 2026-07-30 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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