BOBCARD Hpcl Energie
BOBCARD
Annual / renewal fee
₹499 (waived on ₹50,000 spends in anniversary year).
VerifiedHpcl Energie — governing document (side-door search)18 Aug 2026, 12:14 AM ISTBOBCARD
Earn rate
- Up to 5% Savings on fuel at HPCL retail outlets, LPG purchases & via HP Pay App (24 Reward Points per ₹150 = 4% Savings + 1% Fuel Surcharge Waiver).
- Up to 2% Savings (10 Reward Points per ₹150) on utility & departmental stores.
- 2 Reward Points per ₹150 on other categories.
VerifiedHpcl Energie product page18 Aug 2026, 12:14 AM ISTBOBCARD
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You'll land on the issuer's official application portal at bobcard.co.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at bobcard.co.in — if a different card is shown first, use its card selector to pick this one.
Overview
Hpcl Energie by BOBCARD. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
₹499.
VerifiedHpcl Energie — governing document (side-door search)18 Aug 2026, 12:14 AM ISTBOBCARD
Annual / renewal fee
₹499 (waived on ₹50,000 spends in anniversary year).
VerifiedHpcl Energie — governing document (side-door search)18 Aug 2026, 12:14 AM ISTBOBCARD
Fee waiver
Renewal fee waiver on annual spends of ₹50,000 in every anniversary year (non-delinquent cardholders only).
VerifiedHpcl Energie product page18 Aug 2026, 12:14 AM ISTBOBCARD
Renewal fee
- ₹499 annual fee.
- Renewal fee waiver on annual spends of ₹50K in every anniversary year.
VerifiedHpcl Energie — official product page18 Aug 2026, 12:14 AM ISTBOBCARD
Rewards
- Up to 5% Savings on fuel at HPCL retail outlets, LPG purchases & via HP Pay App (24 Reward Points per ₹150 = 4% Savings + 1% Fuel Surcharge Waiver).
- Up to 2% Savings (10 Reward Points per ₹150) on utility & departmental stores.
- 2 Reward Points per ₹150 on other categories.
VerifiedHpcl Energie product page18 Aug 2026, 12:14 AM IST
Redemption value
- 1 Reward Point = ₹0.25.
- Reward Points valid only for 24 months (2 years) from date of accrual.
VerifiedHpcl Energie — official product page18 Aug 2026, 12:14 AM ISTBOBCARD
Reward cap
- Accelerated Reward Points of 10RP & 24RP per ₹150 is capped at maximum 1000 Reward Points each per statement.
- Maximum 500 reward points on UPI spends through RuPay per statement cycle.
VerifiedHpcl Energie — official product page18 Aug 2026, 12:14 AM ISTBOBCARD
Reward exclusion
- Excluded from eligible spends (lounge eligibility): payments towards interest, fees or other bank charges.
- Reversed transactions.
- EMI instalments.
Verifiedharvested from product page18 Aug 2026, 12:14 AM ISTBOBCARD
Travel & lounge
Lounge access
- Complimentary domestic airport lounge access for HPCL Energie cardholders: 1 visit per quarter on min. net spends of ₹20,000 in the preceding calendar quarter.
- Access granted on successful authorization.
- ₹2 authorization (non-refundable) taken for validation.
- Only the mentioned number of free accesses per cardholder per calendar quarter.
- Unutilized access lapses at quarter end and cannot be carried forward. 5-hour cooling period at the same lounge outlet.
Verifiedharvested from product page18 Aug 2026, 12:14 AM ISTBOBCARD
Travel benefit
Convert purchases greater than ₹2,500 on your card into Smart EMIs of 6 to 48 months.
VerifiedHpcl Energie product page18 Aug 2026, 12:14 AM ISTBOBCARD
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
500 joining bonus reward points on spend of ₹5,000 or more within 60 days of card issuance.
VerifiedHpcl Energie — official product page18 Aug 2026, 12:14 AM ISTBOBCARD
Insurance
Insurance feature NOT available for HPCL Energie Credit Card.
VerifiedHpcl Energie — governing document (side-door search)18 Aug 2026, 12:14 AM ISTBOBCARD
Milestone benefit
- 25% off up to ₹100 on purchase of minimum 2 tickets per transaction.
- Can be availed up to two times per month on district per primary cardholder.
VerifiedHpcl Energie — official product page18 Aug 2026, 12:14 AM ISTBOBCARD
Eligibility
Eligibility
- Indian Resident.
- Age Salaried: 21 to 60 years (Primary Cardholder), Self employed: 24 to 65 years.
VerifiedHpcl Energie — official product page18 Aug 2026, 12:14 AM ISTBOBCARD
Charges & interest
Forex markup
3.5% of transaction amount.
VerifiedHpcl Energie — governing document (side-door search)18 Aug 2026, 12:14 AM ISTBOBCARD
Charge
An authorization amount of ₹2 (non-refundable) will be taken on the card at the lounge for validation purposes and charged to the credit card account.
VerifiedHPCL Energie BOBCARD – Airport Lounge Program Terms18 Aug 2026, 12:14 AM ISTBOBCARD
Fuel surcharge waiver
1% fuel surcharge waiver on all HPCL fuel transactions between ₹400 and ₹5000, including fuel purchases made through HP Pay App.
VerifiedHpcl Energie product page18 Aug 2026, 12:14 AM ISTBOBCARD
Interest-free period
20 to 50 Days in case there is no previous outstanding.
VerifiedHpcl Energie — governing document (side-door search)18 Aug 2026, 12:14 AM ISTBOBCARD
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the annual fee on the Hpcl Energie?
Officially traced: Rs. 499 (waived on Rs. 50,000 spends in anniversary year).
Hpcl Energie — governing document (side-door search)What is the joining fee on the Hpcl Energie?
Officially traced: Rs. 499.
Hpcl Energie — governing document (side-door search)Is the Hpcl Energie annual fee ever waived?
Renewal fee waiver on annual spends of Rs. 50,000 in every anniversary year (non-delinquent cardholders only).
Hpcl Energie product pageHow does the Hpcl Energie earn rewards?
Up to 5% Savings on fuel at HPCL retail outlets, LPG purchases & via HP Pay App (24 Reward Points per Rs. 150 = 4% Savings + 1% Fuel Surcharge Waiver).
Hpcl Energie product pageWhat lounge access does the Hpcl Energie include?
Complimentary domestic airport lounge access for HPCL Energie cardholders: 1 visit per quarter on min. net spends of Rs. 20,000 in the preceding calendar quarter.
harvested from product pageWhat are the transfer ratios for Hpcl Energie points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
What is one point on the Hpcl Energie worth?
Point value varies by award, route and partner programme, so this page does not publish a rupees-per-point figure.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.bobcard.co.in/credit-card-types/hpcl-energie.
VerifiedHpcl Energie product page18 Aug 2026, 12:14 AM ISTBOBCARD
Verified 2026-08-17 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.