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COFFERCards. Points. Value.
Kotak Mahindra Bank

PVR INOX Kotak Credit Card

Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate

Open to new applications · Earns points

First-year fee

₹0 to join.

Annual fee

₹499 a year.

What it gives back

Tickets worth ₹300 each for every ₹10,000 Spends Milestone.

Read from 4 Kotak Mahindra Bank documents, last checked 19 Oct 2026.

Apply on Kotak Mahindra Bank
How it compares

Compared with the cards we have read

₹499 annual fee: of the 273 other open cards whose annual fee we have read, 100 state a lower one, 25 state the same and 148 state a higher one.

3.5% forex markup: of the 291 other open cards whose forex markup we have read, 103 state a lower one and 188 state the same.

Fees

  • Joining fee

    ₹0 to join.

  • Annual fee

    ₹499 a year.

Rewards

  • Reward rate

    Tickets worth ₹300 each for every ₹10,000 Spends Milestone.

Charges

  • Forex markup

    3.5% on foreign currency transactions.

  • Cash advance fee

    2.5% on advance amount, subject to minimum of ₹500

  • Interest on unpaid balance

    3.75% monthly rate, 45.00% annual rate (APR)

  • Interest-free period

    18-48 days or 21-51 days, depending on the Payment Due Date

  • Late payment fee

    ₹0 to ₹1,300 by outstanding balance.

Eligibility

  • Age the primary cardholder must be

    Primary cardholder age 21 to 60 years.

How we know - 4 documents from Kotak Mahindra Bank, checked 19 Oct 2026

4 documents from Kotak Mahindra Bank, checked 19 Oct 2026.

  • Key Fact Statement KFS Pvr Inox15 Oct 2026Proof
  • Linked page on www.kotak.com15 Oct 2026Proof
  • Card pageProof
  • MITC and Key Fact StatementProof

On these lists

Apply on Kotak Mahindra Bank

₹499 a year

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