IndiGo Axis Bank Credit Card
Axis Bank
Annual / renewal fee
₹799 + GST (billed on the first statement date, post completion of each card anniversary year).
VerifiedTerms & Conditions – IndiGo Axis Bank Credit Card (Base Variant)3 Aug 2026, 6:40 PM ISTAxis Bank
Earn rate
- Accelerated earn on IndiGo channels applies to MCC 4511 (Airline) with merchant name keywords Indigo, Interglobe.
- Grocery accelerated MCCs: 5399, 5422, 5441, 5411, 5451, 5462, 5499, 5999.
- Dining accelerated MCCs: 5812, 5814, 5813.
VerifiedTerms & Conditions – IndiGo Axis Bank Credit Card (Base Variant)3 Aug 2026, 6:40 PM ISTAxis Bank
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at axis.bank.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at axis.bank.in — if a different card is shown first, use its card selector to pick this one.
Overview
IndiGo Axis Bank Credit Card by Axis Bank. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
₹799 + GST.
VerifiedTerms & Conditions – IndiGo Axis Bank Credit Card (Base Variant)3 Aug 2026, 6:40 PM ISTAxis Bank
Annual / renewal fee
₹799 + GST (billed on the first statement date, post completion of each card anniversary year).
VerifiedTerms & Conditions – IndiGo Axis Bank Credit Card (Base Variant)3 Aug 2026, 6:40 PM ISTAxis Bank
Fee waiver
No annual fee waiver available for IndiGo Axis Bank Credit Card.
VerifiedKey Fact Statement / Schedule of Charges – Axis Bank Credit Cards (covers IndiGo variant)3 Aug 2026, 6:40 PM ISTAxis Bank
Renewal fee
Renewal benefit voucher of 1200 IndiGo BluChips every year on payment of the annual fee.
VerifiedIndiGo Axis Bank Credit Card product page3 Aug 2026, 6:40 PM ISTAxis Bank
Rewards
- Accelerated earn on IndiGo channels applies to MCC 4511 (Airline) with merchant name keywords Indigo, Interglobe.
- Grocery accelerated MCCs: 5399, 5422, 5441, 5411, 5451, 5462, 5499, 5999.
- Dining accelerated MCCs: 5812, 5814, 5813.
VerifiedTerms & Conditions – IndiGo Axis Bank Credit Card (Base Variant)3 Aug 2026, 6:40 PM IST
Reward cap
- IndiGo BluChips earned from Credit Card on UPI spends are capped at 750 IndiGo BluChips per statement month (across base and accelerated Grocery & Dining categories combined).
- IndiGo channel spends remain uncapped.
VerifiedTerms & Conditions – IndiGo Axis Bank Credit Card (Base Variant)3 Aug 2026, 6:40 PM ISTAxis Bank
Reward exclusion
VerifiedTerms & Conditions – IndiGo Axis Bank Credit Card (Base Variant)3 Aug 2026, 6:40 PM ISTAxis Bank
Travel & lounge
Lounge access
- 1 complimentary domestic airport lounge access per quarter, subject to minimum eligible spend of ₹50,000 in the previous 3 calendar months (spend criteria waived for month of card issuance plus following 3 calendar months for newly issued card).
- No complimentary international lounge access.
VerifiedTerms & Conditions – IndiGo Axis Bank Credit Card (Base Variant)3 Aug 2026, 6:40 PM ISTAxis Bank
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
Confirm on the official page
Official source not yet captured
Eligibility
Eligibility
- A Co-Branded Card is only issued to individuals who are Members of the IndiGo BluChip Program.
- Non-Members are enrolled in the program (with consent) when applying, using a unique combination of email address and mobile number authenticated at application.
VerifiedTerms & Conditions – IndiGo Axis Bank Credit Card (Base Variant)3 Aug 2026, 6:40 PM ISTAxis Bank
Charges & interest
Forex markup
Foreign Transaction Fee: 3.5% of transaction amount (applies to all other credit cards including IndiGo Axis Bank Credit Card).
VerifiedKey Fact Statement / Schedule of Charges – Axis Bank Credit Cards (covers IndiGo variant)3 Aug 2026, 6:40 PM ISTAxis Bank
Charge
- Interest Rate: 55.55% p.a. (3.75% per month).
- Cash Withdrawal Fee: 2.5% of cash amount (min ₹500).
- Cash Withdrawal Limit: 30% of credit limit.
- Dynamic Currency Conversion markup: 1.5% of transaction amount.
- Rent Transaction fee: 1% of each rental transaction.
- Education Transaction Fee: 1% on education payments via third party apps.
- Wallet Load Transaction Fee: 1% on cumulative wallet loads of ₹10,000+ per statement cycle.
- Fuel Transaction Fee: 1% on cumulative fuel spends of ₹50,000+ per statement cycle.
- Utility Transaction Fee: 1% on cumulative utility spends of ₹25,000+ per statement cycle.
- Online Skill-Based Gaming Transaction Fee: 1% on cumulative spends of ₹10,000+ per statement cycle.
- Late Payment Fees: Nil (<₹500), ₹500 (₹501-5000), ₹750 (₹5001-10,000), ₹1,200 (>₹10,000), plus additional ₹100 on missing MAD for two consecutive cycles.
- Over-limit Fees: 2.5% of over-limit amount (min ₹500).
- Fees for Cash Payment at Branches: ₹175.
- Cheque Return/Dishonour/Auto Debit Reversal: 2% of payment amount (min ₹500).
- All charges exclusive of GST.
VerifiedKey Fact Statement / Schedule of Charges – Axis Bank Credit Cards (covers IndiGo variant)3 Aug 2026, 6:40 PM ISTAxis Bank
Interest-free period
Interest-free grace period ranging from 20 to 50 days, depending on the date of transaction.
VerifiedKey Fact Statement / Schedule of Charges – Axis Bank Credit Cards (covers IndiGo variant)3 Aug 2026, 6:40 PM ISTAxis Bank
Transfers
Transfer rule
- IndiGo BluChips are IndiGo's loyalty points and are credited to the customer's IndiGo BluChip account within 30 working days from the statement generation date each billing cycle.
- Accrual is based on the INR value of the transaction regardless of currency.
- BluChips do not hold monetary value and are non-transferable except as permitted under IndiGo BluChip Program T&Cs.
VerifiedTerms & Conditions – IndiGo Axis Bank Credit Card (Base Variant)3 Aug 2026, 6:40 PM ISTAxis Bank
Common questions
What is the annual fee on the IndiGo Axis Bank Credit Card?
Officially traced: Rs. 799 + GST (billed on the first statement date, post completion of each card anniversary year).
Terms & Conditions – IndiGo Axis Bank Credit Card (Base Variant)What is the joining fee on the IndiGo Axis Bank Credit Card?
Officially traced: Rs. 799 + GST.
Terms & Conditions – IndiGo Axis Bank Credit Card (Base Variant)Is the IndiGo Axis Bank Credit Card annual fee ever waived?
No annual fee waiver available for IndiGo Axis Bank Credit Card.
Key Fact Statement / Schedule of Charges – Axis Bank Credit Cards (covers IndiGo variant)How does the IndiGo Axis Bank Credit Card earn rewards?
Accelerated earn on IndiGo channels applies to MCC 4511 (Airline) with merchant name keywords Indigo, Interglobe.
Terms & Conditions – IndiGo Axis Bank Credit Card (Base Variant)What lounge access does the IndiGo Axis Bank Credit Card include?
1 complimentary domestic airport lounge access per quarter, subject to minimum eligible spend of Rs. 50,000 in the previous 3 calendar months (spend criteria waived for month of card issuance plus following 3 calendar months for newly.
Terms & Conditions – IndiGo Axis Bank Credit Card (Base Variant)What are the transfer ratios for IndiGo Axis Bank Credit Card points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
What is one point on the IndiGo Axis Bank Credit Card worth?
Point value varies by award, route and partner programme, so this page does not publish a rupees-per-point figure.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.axis.bank.in/cards/credit-card/indigo-axis-bank-credit-card.
VerifiedIndiGo Axis Bank Credit Card product page3 Aug 2026, 6:40 PM ISTAxis Bank
Verified 2026-08-03 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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