HSBC India RuPay Platinum Card
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Open to new applications · Earns reward points
First-year fee
₹0
No feeAnnual fee
₹0
No feeWhat it gives back
2 reward points per ₹150 · everyday spends
How it compares
Compared with the cards we have read
Fees
Joining fee
₹0No fee
Annual fee
₹0No fee
Welcome offer
Welcome benefit
Get ₹500 cashback when you download and log on to the HSBC India Mobile Banking app and spend ₹5,000 within 30 days of getting your card. · Get an ₹250 Amazon eGift Voucher when you apply online, verify yourself by video and receive your card. · Enjoy 2-months EazyDiner membership when you activate your RuPay credit card. · Plus, get ₹250 cashback when you link your card to UPI and make 2 transactions of ₹250 or more within 30 days of getting your card.
Rewards
Reward rate
2 reward points per ₹150 · everyday spends2 reward points for every ₹150 you spend with your card.
Fuel earning
Reward points will not be awarded on purchases covered by the fuel surcharge waiver (₹400 to ₹4,000 per transaction)
Airline and hotel partners points may move to
Instantly convert your reward points to air miles and hotel loyalty points in the HSBC India Mobile Banking app.
Card benefits
Hotel or travel programme
Discounts up to ₹6,000 on flights and hotels via Cleartrip with coupon code HSBCRPCC for full swipe transactions and HSBCRPEMI for EMI transactions
Dining programme
Save 10% on dining, activities and shopping with District by Zomato.
Movie or entertainment ticket benefit
Buy-one-get-one cinema tickets with District by Zomato.
Also included
Fuel surcharge waiver
Annual savings of up to ₹3,000 on fuel surcharges with our credit card waiver
Charges
Cash advance fee
2.5% of the transaction amount (subject to a minimum of ₹500)
Interest on unpaid balance
3.75% per month (45% per annum), computed from the date of transaction.
Interest-free period
48 days interest-free when you pay in full.
Late payment fee
100% of the Minimum Payment Due (MPD), subject to a minimum of ₹250 and a maximum of ₹1,200 per month
Fuel transaction fee
Surcharge of ₹10 on petrol purchases of ₹399 and below; surcharge of 1% of the total transaction amount on petrol purchases of ₹4,001 and above.
Eligibility
Income requirement
Minimum income of ₹600,000 per year for salaried individuals or ₹12,00,000 per year for self-employed individuals
Minimum age
Be aged between 18 to 65 years old for salaried individuals, or 25 to 65 years old for self-employed individuals.
How we know
₹0 for life
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