BOBCARD Eterna
BOBCARD
Annual / renewal fee
₹2,499.
VerifiedEterna (fleet document) — governing document (side-door search)14 Aug 2026, 8:42 AM ISTBOBCARD
Earn rate
- Core: 3 RP per ₹100 spent.
- Accelerated: 5000 RP per statement cycle on Ecom (online flag), International (international flag), Dining (MCC 5812) and Travel (MCC 4722).
- SmartDeal: extra 12 points per ₹100 on Flight booking and extra 30 points per ₹100 on Hotel booking.
VerifiedBOBCARD Product Features & Rewards – Important Terms & Conditions (covers Eterna)3 Aug 2026, 3:15 AM ISTBOBCARD
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at bobcard.co.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at bobcard.co.in — if a different card is shown first, use its card selector to pick this one.
Overview
Eterna by BOBCARD. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
₹2,499.
VerifiedEterna (fleet document) — governing document (side-door search)14 Aug 2026, 8:42 AM ISTBOBCARD
Annual / renewal fee
₹2,499.
VerifiedEterna (fleet document) — governing document (side-door search)14 Aug 2026, 8:42 AM ISTBOBCARD
Fee waiver
- Joining/First Year Fee waived on spends of ₹25,000 in first 60 days.
- Annual Fee waived on spends of ₹2,50,000 in a anniversary year.
VerifiedEterna (fleet document) — governing document (side-door search)14 Aug 2026, 8:42 AM ISTBOBCARD
Rewards
- Core: 3 RP per ₹100 spent.
- Accelerated: 5000 RP per statement cycle on Ecom (online flag), International (international flag), Dining (MCC 5812) and Travel (MCC 4722).
- SmartDeal: extra 12 points per ₹100 on Flight booking and extra 30 points per ₹100 on Hotel booking.
VerifiedBOBCARD Product Features & Rewards – Important Terms & Conditions (covers Eterna)3 Aug 2026, 3:15 AM IST
Redemption value
- TWID Pay with Rewards redemption value: 1 RP = 15 Paisa.
- Minimum 500 reward points required to redeem, up to 25% of total invoice amount can be redeemed.
- Minimum 1000 Reward Points required for redemption against card statement.
- Reward Points on Eterna are evergreen (won't lapse), except points carried forward from an upgraded old card which lapse per their original validity.
VerifiedBOBCARD Product Features & Rewards – Important Terms & Conditions (covers Eterna)3 Aug 2026, 3:15 AM ISTBOBCARD
Reward cap
- Accelerated Reward Points capped at 5000 Reward points per statement cycle for Eterna.
- Further spends in that cycle earn at the regular earn rate.
VerifiedBOBCARD Product Features & Rewards – Important Terms & Conditions (covers Eterna)3 Aug 2026, 3:15 AM ISTBOBCARD
Reward exclusion
VerifiedBOBCARD Product Features & Rewards – Important Terms & Conditions (covers Eterna)3 Aug 2026, 3:15 AM ISTBOBCARD
Travel & lounge
Lounge access
- Eterna: Unlimited complimentary domestic lounge visits, subject to minimum net spend of ₹40,000 in the preceding calendar quarter.
- Spend criteria waived for the calendar quarter of card issuance (fresh cards only).
- Cooling period of 5 hours between visits.
- Card must be validated by a nominal ₹2 transaction.
VerifiedBOBCARD Lounge Program Terms & Conditions (covers Eterna)3 Aug 2026, 3:15 AM ISTBOBCARD
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
Confirm on the official page
Official source not yet captured
Dining benefit
- Buy 1 Get 1 on movie tickets: book minimum two movie tickets on District app using BOBCARD Eterna and get 100% instant discount (up to ₹250) on the second ticket.
- Valid once per user per card per calendar month, on any day of the week (promo code BOBMOVIES).
VerifiedBOBCARD Eterna Movie Voucher Offer Terms3 Aug 2026, 3:15 AM ISTBOBCARD
Golf benefit
Visa BOBCARD Eterna customers can avail up to 4 golf coaching lessons in a calendar year (1 lesson per calendar quarter) and a flat 15% off across select golf courses in India.
VerifiedBOBCARD Eterna Visa Golf Benefit Terms3 Aug 2026, 3:15 AM ISTBOBCARD
Insurance
- Insurance facility available from day of card issuance to primary cardholders only.
- Covers only Accidental Death of the primary cardholder (natural death not covered).
- Cover amount decided at sole discretion of BOBCARD LIMITED.
VerifiedEterna (fleet document) — governing document (side-door search)14 Aug 2026, 8:42 AM ISTBOBCARD
Milestone benefit
- 10,000 bonus reward points on spending ₹50,000 or more within first 60 days of card issuance.
- And 20,000 bonus reward points on spending ₹5,00,000 or more in an anniversary year (continuous 365 days from issuance/upgrade).
- Milestone points posted within 30 days of end of promotion period.
VerifiedBOBCARD Product Features & Rewards – Important Terms & Conditions (covers Eterna)3 Aug 2026, 3:15 AM ISTBOBCARD
Eligibility
Not published in the official documents on file — see the official T&C link below.
Charges & interest
Forex markup
Reduced 2% Forex mark-up on international spends.
VerifiedEterna product page3 Aug 2026, 3:15 AM ISTBOBCARD
Charge
- Contactless payments: no PIN required for a single transaction of less than ₹5000.
- For transactions more than ₹5000, credit card PIN is required.
- Maximum contactless single-transaction limit in India is ₹5000.
Verifiedharvested from product page3 Aug 2026, 3:15 AM ISTBOBCARD
Interest-free period
20 to 50 Days in case there is no previous outstanding.
VerifiedEterna (fleet document) — governing document (side-door search)14 Aug 2026, 8:42 AM ISTBOBCARD
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the annual fee on the Eterna?
Officially traced: Rs. 2,499.
Eterna (fleet document) — governing document (side-door search)What is the joining fee on the Eterna?
Officially traced: Rs. 2,499.
Eterna (fleet document) — governing document (side-door search)Is the Eterna annual fee ever waived?
Joining/First Year Fee waived on spends of Rs. 25,000 in first 60 days.
Eterna (fleet document) — governing document (side-door search)How does the Eterna earn rewards?
Core: 3 RP per Rs. 100 spent.
BOBCARD Product Features & Rewards – Important Terms & Conditions (covers Eterna)What lounge access does the Eterna include?
Eterna: Unlimited complimentary domestic lounge visits, subject to minimum net spend of Rs. 40,000 in the preceding calendar quarter.
BOBCARD Lounge Program Terms & Conditions (covers Eterna)What are the transfer ratios for Eterna points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://online.bobcard.co.in/assets/BOBCARD_MITS.pdf.
VerifiedEterna (fleet document) — governing document (side-door search)15 Aug 2026, 11:08 AM ISTBOBCARD
Verified 2026-08-15 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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