BOBCARD Premier
BOBCARD
Annual / renewal fee
₹1,000.
VerifiedPremier — governing document (side-door search)15 Aug 2026, 12:26 AM ISTBOBCARD
Earn rate
- Core: 2 RP per ₹100.
- Accelerated: International (International transaction flag) and Dining (MCC 5812) and Travel (MCC 4722) eligible for accelerated Reward Points, capped at 2000 Reward Points per statement cycle.
- Reward Points earned only where transaction amount is ₹100 or higher.
Verifiedharvested from product page3 Aug 2026, 3:55 AM ISTBOBCARD
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You'll land on the issuer's official application portal at bobcard.co.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at bobcard.co.in — if a different card is shown first, use its card selector to pick this one.
Overview
Premier by BOBCARD. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
₹1,000.
VerifiedPremier — governing document (side-door search)15 Aug 2026, 12:26 AM ISTBOBCARD
Annual / renewal fee
₹1,000.
VerifiedPremier — governing document (side-door search)15 Aug 2026, 12:26 AM ISTBOBCARD
Fee waiver
- Joining fee waived on spends of ₹10,000 in first 60 days (fee levied in third statement cycle if criteria not met).
- Annual fee waived on spends of ₹1,20,000 in an anniversary year.
VerifiedPremier — governing document (side-door search)15 Aug 2026, 12:26 AM ISTBOBCARD
Rewards
- Core: 2 RP per ₹100.
- Accelerated: International (International transaction flag) and Dining (MCC 5812) and Travel (MCC 4722) eligible for accelerated Reward Points, capped at 2000 Reward Points per statement cycle.
- Reward Points earned only where transaction amount is ₹100 or higher.
Verifiedharvested from product page3 Aug 2026, 3:55 AM IST
Redemption value
- Reward Points redeemable against Card statement (cashback) with minimum 1000 Reward Points required.
- TWID Pay with Rewards: 1 RP = 15 Paisa, minimum 500 reward points to initiate, up to 25% of total invoice amount redeemable.
- Reward Points valid for 2 years from date of accumulation.
- Expire if not redeemed within 2 years.
Verifiedharvested from product page3 Aug 2026, 3:55 AM ISTBOBCARD
Reward cap
- Accelerated Reward Points capped at 2000 Reward Points per statement cycle for Premier / Premier (FD Backed).
- Further spends in that statement cycle on such categories earn Reward Points at the regular earn rate.
Verifiedharvested from product page3 Aug 2026, 3:55 AM ISTBOBCARD
Reward exclusion
- Reward Points earned only where transaction amount is ₹100 or higher (below ₹100 earns nothing).
- Fuel transactions don't earn reward points.
- Spends on special categories (MCCs) in Annexure 1 don't qualify for accelerated or core reward points.
- Credit Card on UPI transactions and Utility Transactions (MCC 4900) not eligible for Accelerated Reward Points.
Verifiedharvested from product page3 Aug 2026, 3:55 AM ISTBOBCARD
Travel & lounge
Lounge access
- Premier: 1 complimentary domestic lounge visit per quarter, subject to minimum net spends of ₹20,000 in the preceding calendar quarter.
- Minimum spend criteria waived for the calendar quarter of card issuance (fresh cards only).
- Cooling period of 5 hours between lounge visits.
- Card must be validated by swiping a nominal ₹2 transaction.
Verifiedharvested from product page3 Aug 2026, 3:55 AM ISTBOBCARD
Travel benefit
- BOBCARD SmartDeal (Premier): Flight booking earns 8 points for every ₹100.
- Hotel booking earns 20 points for every ₹100 when booked via BOBCARD SmartDeal in the logged-in section of the BOBCARD Mobile App/Portal.
- Extra points posted within 48 hours of Flight/Hotel journey fulfilment.
Verifiedharvested from product page3 Aug 2026, 3:55 AM ISTBOBCARD
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
Confirm on the official page
Official source not yet captured
Insurance
In-built personal accident death cover of up to ₹50 Lakh (air).
VerifiedPremier product page3 Aug 2026, 3:55 AM ISTBOBCARD
Eligibility
Not published in the official documents on file — see the official T&C link below.
Charges & interest
Forex markup
3.5% of transaction amount (All other credit cards).
VerifiedPremier — governing document (side-door search)15 Aug 2026, 12:26 AM ISTBOBCARD
Charge
- Contactless: No PIN required for a single transaction of less than ₹5000.
- For transactions more than ₹5000, credit card PIN is required.
- Contactless payment allowed up to maximum ₹5000 for a single transaction in India (common limit for all customers; individual limit not possible).
Verifiedharvested from product page3 Aug 2026, 3:55 AM ISTBOBCARD
Interest-free period
20 to 50 days in case there is no previous outstanding.
VerifiedPremier — governing document (side-door search)15 Aug 2026, 12:26 AM ISTBOBCARD
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the annual fee on the Premier?
Officially traced: Rs. 1,000.
Premier — governing document (side-door search)What is the joining fee on the Premier?
Officially traced: Rs. 1,000.
Premier — governing document (side-door search)Is the Premier annual fee ever waived?
Joining fee waived on spends of Rs. 10,000 in first 60 days (fee levied in third statement cycle if criteria not met).
Premier — governing document (side-door search)What lounge access does the Premier include?
Premier: 1 complimentary domestic lounge visit per quarter, subject to minimum net spends of Rs. 20,000 in the preceding calendar quarter.
harvested from product pageWhat are the transfer ratios for Premier points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.bobcard.co.in/credit-card-types/premier.
VerifiedPremier product page3 Aug 2026, 3:55 AM ISTBOBCARD
Verified 2026-08-14 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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