ICICI Bank Adani One Signature Credit Card
ICICI Bank
Annual / renewal fee
₹5,000 (2nd year onwards).
VerifiedMITC – Most Important Terms & Conditions (Credit Cards, incl. Adani One Signature)3 Aug 2026, 2:40 PM ISTICICI Bank
Earn rate
Confirm on the official page
Official source not yet captured
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at icici.bank.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at icici.bank.in — if a different card is shown first, use its card selector to pick this one.
Overview
ICICI Bank Adani One Signature Credit Card by ICICI Bank. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
₹5,000 (first year).
VerifiedMITC – Most Important Terms & Conditions (Credit Cards, incl. Adani One Signature)3 Aug 2026, 2:40 PM ISTICICI Bank
Annual / renewal fee
₹5,000 (2nd year onwards).
VerifiedMITC – Most Important Terms & Conditions (Credit Cards, incl. Adani One Signature)3 Aug 2026, 2:40 PM ISTICICI Bank
Fee waiver
Annual fee reversed on minimum spends of ₹6,00,000 in an anniversary year (excludes EMI transactions).
VerifiedMost Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers Adani One Signature)3 Aug 2026, 2:40 PM ISTICICI Bank
Rewards
Redemption value
- Reward points have expiry of 36 months from date of issuance.
- Redemption handling fee plus GST charged on each redemption: ICICI Bank Rewards Scheme ₹99.
- Mine Cash Statement Credit Redemptions ₹99.
- Mine Cash Catalogue Based Redemptions ₹25.
- Catalogue Based Redemptions ₹99.
- Online and in-store redemptions at Online Partner Brands ₹25.
VerifiedMost Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (icicibank.com mirror, last updated Jul 2, 2026)3 Aug 2026, 2:40 PM ISTICICI Bank
Reward exclusion
VerifiedMost Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (icicibank.com mirror, last updated Jul 2, 2026)3 Aug 2026, 2:40 PM ISTICICI Bank
Travel & lounge
Lounge access
- Adani One ICICI Bank Signature Credit Card: 4 complimentary domestic airport lounge accesses per quarter (Annexure 1).
- From Jul 01, 2026, requires spends of ₹75,000 in a calendar quarter to unlock airport lounge access in the next calendar quarter (valid till Jun 30, 2026 under the earlier fixed-access criteria).
- An authorisation amount of ₹2 on VISA/Mastercard/RuPay and Re. 1 on AMEX is taken on each eligible card at lounge entrance.
- Lounge access valid up to 3 hours per visit.
VerifiedMost Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (icicibank.com mirror, last updated Jul 2, 2026)3 Aug 2026, 2:40 PM ISTICICI Bank
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
Confirm on the official page
Official source not yet captured
Milestone benefit
- BookMyShow offer (w.e.f. Jan 15, 2026): enjoy the BookMyShow offer by spending ₹25,000 or more in the preceding quarter.
- This cycle repeats every quarter.
- Adani One ICICI Bank Signature Credit Card is among eligible cards.
VerifiedMost Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (icicibank.com mirror, last updated Jul 2, 2026)3 Aug 2026, 2:40 PM ISTICICI Bank
Eligibility
Not published in the official documents on file — see the official T&C link below.
Charges & interest
Forex markup
3.50% mark-up on foreign currency transactions (refunds on similar foreign currency transactions also attract 3.5% mark-up).
VerifiedMost Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (icicibank.com mirror, last updated Jul 2, 2026)3 Aug 2026, 2:40 PM ISTICICI Bank
Charge
- Supplementary/Add-On card fee: ₹199 (annual).
- Foreign currency markup: 3.50%.
- Dynamic Currency Conversion fee: 1% (current), 3.5% w.e.f. Jan 15, 2026.
- Finance charges: 3.75% per month (45% p.a.).
- Cash advance transaction fee: 2.5% of advanced amount (min ₹500).
- Rent Pay: 1% of transaction amount.
- Fuel transaction fee: 1% on fuel transactions exceeding ₹10,000.
- Utility transaction fee: 1% on utility payments exceeding ₹50,000.
- Transportation transaction fee: 1% on transactions exceeding ₹50,000 (w.e.f. Jan 15, 2026).
- Education payment fee: 1% for education payments via third-party apps.
- Skill-Based Gaming: 2% (w.e.f. Jan 15, 2026).
- Wallet Load: 1% for wallet load transactions of ₹5,000 or more (w.e.f. Jan 15, 2026).
- Over-limit charge: 2.50% of over-limit amount (min ₹550).
- Fee on cash payment at branches: ₹100 (₹150 w.e.f. Jan 15, 2026).
- Card replacement fee: ₹200.
- Late payment charges: Nil below ₹100.
- ₹100 (₹100-500).
- ₹500 (₹501-1,000).
- ₹600 (₹1,001-5,000).
- ₹750 (₹5,001-10,000).
- ₹900 (₹10,001-25,000).
- ₹1,100 (₹25,001-50,000).
- ₹1,300 (above ₹50,000).
- Return of cheque / Auto-Debit return fee: 2% of Total Amount Due (min ₹500).
VerifiedMost Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers Adani One Signature)3 Aug 2026, 2:40 PM ISTICICI Bank
Fuel surcharge waiver
- 1% fuel surcharge waiver of transaction value on all petrol pumps on select cards.
- Valid on a maximum transaction of ₹4,000 at ICICI Merchant Services swipe machines.
- Waiver applicable for spends up to ₹50,000 per statement cycle.
VerifiedMost Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (icicibank.com mirror, last updated Jul 2, 2026)3 Aug 2026, 2:40 PM ISTICICI Bank
Interest-free period
Interest-free period ranges from 18 to 48 days, plus a 3-day grace period after the payment due date.
VerifiedMost Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers Adani One Signature)3 Aug 2026, 2:40 PM ISTICICI Bank
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the annual fee on the ICICI Bank Adani One Signature Credit Card?
Officially traced: Rs. 5,000 (2nd year onwards).
MITC – Most Important Terms & Conditions (Credit Cards, incl. Adani One Signature)What is the joining fee on the ICICI Bank Adani One Signature Credit Card?
Officially traced: Rs. 5,000 (first year).
MITC – Most Important Terms & Conditions (Credit Cards, incl. Adani One Signature)Is the ICICI Bank Adani One Signature Credit Card annual fee ever waived?
Annual fee reversed on minimum spends of Rs. 6,00,000 in an anniversary year (excludes EMI transactions).
Most Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers Adani One Signature)What lounge access does the ICICI Bank Adani One Signature Credit Card include?
Adani One ICICI Bank Signature Credit Card: 4 complimentary domestic airport lounge accesses per quarter (Annexure 1).
Most Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (icicibank.com mirror, last updated Jul 2, 2026)What are the transfer ratios for ICICI Bank Adani One Signature Credit Card points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.icici.bank.in/personal-banking/cards/credit-card/adani-icici-credit-card/signature-credit-card.
VerifiedICICI Bank Adani One Signature Credit Card product page3 Aug 2026, 2:40 PM ISTICICI Bank
Verified 2026-08-03 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.