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Standard Chartered India Super Value Titanium Credit Card

Standard Chartered India

Annual / renewal fee

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Earn rate

  • 5% cashback on fuel (inclusive of surcharge), 5% cashback on telecom, 5% cashback on utility bill payments, and 1 reward point per ₹150 spent on other categories.
  • (W.e.f 21 August 2024, the 1% fuel surcharge waiver was discontinued and the earlier 4% cashback on fuel spends was revised to 5%, credited to the R360 portal.).

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You'll land on the issuer's official application portal at sc.bank.in — if a different card is shown first, use its card selector to pick this one.

Source-traced to issuer Verified 2026-08-02
View on official site →

This is the issuer's own page for this card. We earn nothing from this link.

You'll land on the issuer's official application portal at sc.bank.in — if a different card is shown first, use its card selector to pick this one.

Overview

Super Value Titanium Credit Card by Standard Chartered India. Facts on this page are extracted and verified automatically from official issuer documents.

Fees

Joining fee

First Year Fee - ₹750 (with 100% Cashback up to ₹1500 on fuel spends in the first 90 days).

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Annual / renewal fee

Confirm on the official page

Official source not yet captured

Fee waiver

  • Renewal fee of ₹750 (2nd year onwards) waived on annual spends of ₹90,000.
  • The annual fee levied 2nd year onwards is reversed within 60 days of fee levy.
  • Supplementary cards do not attract any first year and renewal fee.

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Renewal fee

Renewal Fee (2nd Year Onwards) - ₹750, to be waived on annual spends of ₹90,000.

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Rewards

  • 5% cashback on fuel (inclusive of surcharge), 5% cashback on telecom, 5% cashback on utility bill payments, and 1 reward point per ₹150 spent on other categories.
  • (W.e.f 21 August 2024, the 1% fuel surcharge waiver was discontinued and the earlier 4% cashback on fuel spends was revised to 5%, credited to the R360 portal.).

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Redemption value

  • Cashback redemption requires a minimum cashback balance of ₹1000.
  • Cashback less than ₹1000 cannot be redeemed and can only be redeemed in multiples of ₹500 (e.g. ₹1000, ₹1500, ₹2000).
  • Minimum 500 points are required to place a rewards redemption request.
  • Reward points are redeemable only against products, vouchers or services featured in the 360 Rewards catalogue subject to availability.
  • ₹99 handling and courier charges apply for redemption of reward points.

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Reward cap

  • Cashback capped at ₹100 per statement cycle for utility payments and ₹200 each for fuel & telecom.
  • Total cashback limited to ₹500 per statement cycle for all card(s) owned by the customer inclusive of any supplementary card(s).
  • Fuel cashback not provided if transaction exceeds ₹2000.
  • For 5% cashback on utility and telephone bills minimum transaction amount is ₹750 paid via Billpay platform.

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Reward exclusion

fuel transactions if the transaction amount exceeds ₹2000. For 5% cashback on utility and telephone billsminimum transaction amount must be ₹750 and paid via the Billpay platform of Standard Chartered. Only ElectricityWater and Gas qualify for utility cashback. Returned purchasesdisputed/unauthorised/fraudulent transactionsfinance chargescard account fees and charged back transactions do not earn cashback or reward points

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Travel & lounge

Lounge access

  • No complimentary access to airport lounges in India for the standard Super Value Titanium Credit Card.
  • Premium Banking clients holding the Premium Super Value Titanium Credit Card get complimentary Priority Pass membership.
  • Eligible for 1 complimentary international lounge visit (outside India) per month on meeting qualifying criteria (FUM of ₹15 lakhs at individual account level or monthly salary credit of ₹1.5 lakhs or above).
  • Non-complimentary and guest visits chargeable up to USD 29 per visit (up to USD 35 per visit w.e.f. 1-Dec-2024).

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Dining, golf, concierge, insurance, milestones & welcome

Welcome benefit

  • 100% Cashback up to ₹1500 on fuel spends in the first 90 days.
  • Joining offer fulfillment completed within 150 days of fee levy.
  • (Qualifying spend threshold as stated: fuel spends within first 90 days of card issuance).

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Milestone benefit

Renewal fee of ₹750 (2nd year onwards) waived on annual spends of ₹90,000.

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Eligibility

Not published in the official documents on file — see the official T&C link below.

Charges & interest

Forex markup

  • All overseas transactions are levied with a 3.5% transaction fee (includes charges paid out to Visa/Master for converting overseas transactions into INR).
  • Transactions at merchant establishments registered overseas, even if the merchant is located in India, attract a charge of 1% from Visa/MasterCard included as part of the transaction amount.

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Charge

  • Annualized Percentage Rate: 3.75% pm (APR 45%).
  • Cash transactions 3.75% pm (APR 45%).
  • Late Payment Charges (w.e.f 1 May 2024): ₹0 for outstanding <= ₹100.
  • ₹100 for ₹101-500.
  • ₹500 for ₹501-5,000.
  • ₹700 for ₹5,001-10,000.
  • ₹1200 for > ₹10,000.
  • Additional ₹100 late fee if Minimum Amount Due not received for 2+ consecutive months.
  • Cheque Bounce Charges: ₹500.
  • Over Limit Charges: ₹500 per instance or 2.5% of overlimit amount (minimum ₹500).
  • Card Replacement Fee: NIL.
  • Rewards Handling Charges: ₹99.
  • Cash Advance Fee: 3% of cash withdrawal amount (minimum ₹300).
  • Surcharges: ₹25 or 2.5% of transaction (whichever higher) on Railway.
  • ₹10 or 1% (whichever higher) on Petrol.
  • Rental payments (w.e.f 2 April 2023): 1% processing fee on transaction amount + applicable taxes.
  • GST at applicable rates.
  • Cheque/Cash Pick up Fee: ₹100 for overdue card accounts.
  • Cash Repayment Fee: ₹299 for cash payment at branch.
  • Paper Statement: ₹99 per month if customer opts for both paper and electronic statement.
  • Branch Service Handling Charges (service requests at branch): ₹199.

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Fuel surcharge waiver

  • W.e.f 21 August 2024, the feature of 1% fuel surcharge waiver on the Super Value Titanium Credit Card was discontinued.
  • The existing 4% cashback on Fuel Spends was revised to 5% and is credited to the R360 portal.

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Interest-free period

  • Interest-free (grace) period can range from 18-48 days to 25-55 days depending on the Payment Due Date (Payment Due Date is between 18 and 25 days after the Statement Date).
  • The interest-free period does not apply for cash advances and revolving balances.
  • For these interest is charged from the date of the transaction.

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Transfers

Not published in the official documents on file — see the official T&C link below.

Common questions

What is the joining fee on the Super Value Titanium Credit Card?

Officially traced: First Year Fee - Rs. 750 (with 100% Cashback up to Rs. 1500 on fuel spends in the first 90 days).

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Is the Super Value Titanium Credit Card annual fee ever waived?

Renewal fee of Rs. 750 (2nd year onwards) waived on annual spends of Rs. 90,000.

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How does the Super Value Titanium Credit Card earn rewards?

5% cashback on fuel (inclusive of surcharge), 5% cashback on telecom, 5% cashback on utility bill payments, and 1 reward point per Rs. 150 spent on other categories. (W.e.f 21 August 2024, the 1% fuel surcharge waiver was discontinued.

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What lounge access does the Super Value Titanium Credit Card include?

No complimentary access to airport lounges in India for the standard Super Value Titanium Credit Card.

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What welcome benefit does the Super Value Titanium Credit Card offer?

100% Cashback up to Rs. 1500 on fuel spends in the first 90 days.

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What are the transfer ratios for Super Value Titanium Credit Card points?

Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.

Other verified details

Not published in the official documents on file — see the official T&C link below.

Official documents & verification

Official issuer pageharvested from product pageharvested from product pageharvested from product page

Official terms

https://www.sc.bank.in/credit-cards/super-value-titanium.

VerifiedSuper Value Titanium Credit Card product page2 Aug 2026, 3:40 PM ISTStandard Chartered India

Verified 2026-08-02 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.

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