Standard Chartered India Super Value Titanium Credit Card

Renewal fee

₹750 a year.

Joining fee

₹750 to join.

Add-on card fee

₹0Lifetime free Supplementary credit cards

Reward rate

1 reward point per ₹150 · everyday spends1 reward point per ₹150 on all other spends.

Fuel earning

5% cashback on fuel spends at all fuel stations up to ₹200 per statement cycle

Utilities earning

5% cashback on paying for your utility bills.

Reward caps

5% cashback on fuel spends at all fuel stations up to ₹200 per statement cycle (Max cashback ₹100 per transaction)

Catalogue redemption

Reward points redeemable against our new catalogue with exciting discounts and vouchers.

Voucher and product redemption

Redeem reward points for vouchers, discounts and other incredible offers from our catalogue.

Domestic lounge access

There is no domestic lounge access on your credit card.

International lounge access

Premium Super Value Titanium Credit Card makes you eligible for 1 complimentary international lounge access (outside India) per month using Priority Pass; FUM qualification of ₹15 lakhs or monthly salary credit of ₹1.5 lakhs or above.

Priority Pass

Premium Banking Customers can enjoy complimentary Super Value Titanium credit card which also comes with a complimentary Priority Pass membership.

Minimum spend rules

5% cashback on paying for your utility bills; the minimum transaction amount is ₹750 (Max cashback ₹100 per transaction), with a maximum cashback of ₹100 per statement cycle

Fuel surcharge waiver

W.e.f 25-Aug — 2024, 1% fuel surcharge waiver on your Super Value Titanium Credit Card will be discontinued

Surcharge on railway tickets

₹25 or 2.5% of transaction (whichever is higher) on Railway transactions; the rate of surcharge may vary depending on acquiring bank.

Add-on card eligibility

Minimum age for add-on cardholder is 18 years

Purchase to EMI conversion

Convert all your big spends above ₹2,000 to easy EMI with Kuch Bhi on EMI through online banking or SC Mobile.

Forex markup

3.5% on foreign currency transactions.

Dynamic currency conversion markup

1%1% charge from Visa/ MasterCard on transactions at merchant establishments that are registered overseas, even if the merchant is in India; included as a part of the transaction amount in your statement

Cash advance fee

3% of cash withdrawal amount subject to a minimum of ₹300

Interest on unpaid balance

Monthly interest rate of 3.75% pm is annualized to arrive at an APR of 45.00%.

Interest-free period

18-48 days to 25-55 days depending on your Payment Due Date

Late payment fee

₹0 to ₹1,200 by statement balance (₹1,200 above ₹10,000)

Payment return or dishonour fee

₹500 will get debited towards cheque bounce charges.

Statement or duplicate statement fee

₹99 per month for paper statement in case the customer opts for both, a paper statement and an electronic statement.

Cash payment / cash deposit fee

₹299 /- will be charged for making payment of credit card bills by depositing cash at any Standard Chartered Bank branch.

Reward redemption fee

₹99 will be charged towards handling and courier charges for redemption of reward points.

Rent transaction fee

1% processing fee on transaction amount + applicable taxes

GST note

Goods and Services Tax (GST) at prevailing rates is applicable on all taxable supplies

Minimum amount due

Higher of (a) 5% of statement outstanding or (b) sum total of all installments billed, interest, fees, other charges, amount that is over limit and 1% of the principal or (c) ₹250.

Minimum age

Between 21 and 65 years.

Documents required

Address Proof (Any One of the following documents with current residence address): Aadhaar Card, Passport, Driving License, Election/Voter’s ID Card, Job card issued by NREGA duly signed by an officer of the State Government, The letter issued by the National Population Register containing details of name, address.