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KrisFlyer SBI Card

SBI Card

Annual / renewal fee

₹2,999 plus applicable taxes.

VerifiedKrisFlyer SBI Card – Terms & Conditions1 Aug 2026, 6:30 PM ISTSBI Card

Earn rate

  • 5 KrisFlyer miles for every ₹200 spent on Singapore Airlines.
  • 5 KrisFlyer miles for every ₹200 on International Spends.
  • 2 KrisFlyer miles for every ₹200 on Other Spends.

VerifiedKrisFlyer SBI Card – Terms & Conditions1 Aug 2026, 6:30 PM ISTSBI Card

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You'll land on the issuer's official application portal at sbicard.com — if a different card is shown first, use its card selector to pick this one.

Source-traced to issuer Verified 2026-08-01
View on official site →

This is the issuer's own page for this card. We earn nothing from this link.

You'll land on the issuer's official application portal at sbicard.com — if a different card is shown first, use its card selector to pick this one.

Overview

KrisFlyer SBI Card by SBI Card. Facts on this page are extracted and verified automatically from official issuer documents.

Fees

Joining fee

Confirm on the official page

Official source not yet captured

Annual / renewal fee

₹2,999 plus applicable taxes.

VerifiedKrisFlyer SBI Card – Terms & Conditions1 Aug 2026, 6:30 PM ISTSBI Card

Fee waiver

Confirm on the official page

Official source not yet captured

Renewal fee

₹2,999 plus applicable taxes.

VerifiedSBI Card – Most Important Terms & Conditions (MITC) – All Cards1 Aug 2026, 6:30 PM ISTSBI Card

Rewards

  • 5 KrisFlyer miles for every ₹200 spent on Singapore Airlines.
  • 5 KrisFlyer miles for every ₹200 on International Spends.
  • 2 KrisFlyer miles for every ₹200 on Other Spends.

VerifiedKrisFlyer SBI Card – Terms & Conditions1 Aug 2026, 6:30 PM IST

Redemption value

  • KrisFlyer miles are valid for 3 years from the date of receipt.
  • Miles are transferred to the KrisFlyer membership account on the statement cycle date and redeemed at Singapore Airlines.
  • Rewards Redemption Fee: ₹99 (applicable only on Gifts, Statement Credit & Specific Vouchers, for all cards except AURUM).

VerifiedKrisFlyer SBI Card – FAQs / Program Terms1 Aug 2026, 6:30 PM ISTSBI Card

Reward exclusion

Cash withdrawalsBalance TransfersFlexipayEncashWallet loadsCashback transactionsand spends on RentalFuelUtility Bills and Govt transactions. KrisFlyer membership is mandatory to earn miles

VerifiedKrisFlyer SBI Card – FAQs / Program Terms1 Aug 2026, 6:30 PM ISTSBI Card

Travel & lounge

Lounge access

  • Complimentary Priority Pass membership (valid 24 months from issue, primary Cardholder). 4 complimentary international Priority Pass lounge visits (outside India) using Priority Pass Card plastic.
  • Domestic and international lounges within India: USD 27 + applicable taxes per visit (chargeable after complimentary visit).
  • Guest visits: USD 27 + applicable taxes per visit.

VerifiedKrisFlyer SBI Card – Terms & Conditions1 Aug 2026, 6:30 PM ISTSBI Card

Travel benefit

Loss of Checked-in Baggage cover (compensation up to Sum Insured of ₹82,500 for total loss of baggage checked by an airline) and Delay of Checked-in Baggage cover (up to Sum Insured of ₹17,500 for delay of more than 12 hours) on Domestic or International flights.

VerifiedKrisFlyer SBI Card – Terms & Conditions1 Aug 2026, 6:30 PM ISTSBI Card

Dining, golf, concierge, insurance, milestones & welcome

Welcome benefit

  • 3,000 KrisFlyer miles on payment of joining fee and 1st transaction within 60 days of card issuance (credited on payment of joining fee and first transaction).
  • Active KrisFlyer membership is mandatory.

VerifiedKrisFlyer SBI Card – Terms & Conditions1 Aug 2026, 6:30 PM ISTSBI Card

Insurance

Fraud Liability cover up to ₹1 lakh for financial loss due to fraudulent usage of the Credit Card (Lost Card, Counterfeiting/Skimming/Phishing and Online Fraud Protection), insured by ICICI Lombard General Insurance Ltd.

VerifiedKrisFlyer SBI Card – Terms & Conditions1 Aug 2026, 6:30 PM ISTSBI Card

Eligibility

Eligibility

  • Active KrisFlyer Membership account is a pre-requisite for issuance of KrisFlyer SBI Card and for transfer of accumulated KrisFlyer miles.
  • Add-on cards available for spouse, parents, siblings and children over 18 years of age.

VerifiedKrisFlyer SBI Card – Terms & Conditions1 Aug 2026, 6:30 PM ISTSBI Card

Charges & interest

Forex markup

  • Foreign Currency Transaction fee: 3.50% (For all cards except ELITE & AURUM) and 1.99% (For ELITE & AURUM Cardholders).
  • Dynamic & Static Currency Conversion Markup Fee: 3.50% charged on transactions greater than or equal to ₹1,000 carried out in Indian Currency at an international location or at merchants located in India but registered overseas.

VerifiedKrisFlyer SBI Card – Terms & Conditions1 Aug 2026, 6:30 PM ISTSBI Card

Charge

  • Finance Charges: 3.50% p.m. (42% p.a.) for unsecured cards.
  • Minimum Finance Charge ₹25.
  • Cash Advance Fee: 2.5% of transaction amount (min ₹500) at domestic and international ATMs.
  • Cash Payment Fee: ₹250.
  • Cheque Payment Fee: ₹100.
  • Payment Dishonor Fee: 2% of payment amount (min ₹500).
  • Card Replacement Fee: ₹100-₹250 (₹1,500 for Aurum).
  • Emergency Card Replacement (abroad): actual cost (min $175 VISA/$148 Master Card).
  • Late Payment: NIL for ₹0-₹500.
  • ₹400 for >₹500 up to ₹1,000.
  • ₹750 for >₹1,000 up to ₹10,000.
  • ₹950 for >₹10,000 up to ₹25,000.
  • ₹1,100 for >₹25,000 up to ₹50,000.
  • ₹1,300 for >₹50,000.
  • Plus additional Late Payment Charge of ₹100 on missing MAD for two consecutive cycles.
  • Over Limit Fee: 2.5% of overlimit amount or ₹600 whichever higher.
  • Dynamic & Static Currency Conversion Markup Fee: 3.50%.
  • Rewards Redemption Fee: ₹99.
  • Processing Fee on Rent Payment Transactions (MCC 6513): ₹199.
  • Payment of Customs duty: 2.25% (min ₹75).
  • Railway Tickets counter surcharge: ₹30 + 2.5% of transaction amount.

VerifiedKrisFlyer SBI Card – Terms & Conditions1 Aug 2026, 6:30 PM ISTSBI Card

Fuel surcharge waiver

  • 1% Fuel Surcharge Waiver across all Petrol Pumps in India on fuel transaction amount ranging from ₹500 to ₹4,000.
  • Maximum surcharge waiver of ₹250 per billing statement, per credit card account.

VerifiedKrisFlyer SBI Card – FAQs / Program Terms1 Aug 2026, 6:30 PM ISTSBI Card

Interest-free period

  • Interest free credit period could range from 20 to 50 days, subject to submission of claims by the merchant.
  • Not applicable if the previous month's balance has not been cleared in full or if the Cardholder has availed of cash from any ATM.

VerifiedKrisFlyer SBI Card – Terms & Conditions1 Aug 2026, 6:30 PM ISTSBI Card

Transfers

Transfer partner

Airlines (1)

  • Singapore Airlines

    KrisFlyer

    1:1

VerifiedKrisFlyer SBI Card – Terms & Conditions1 Aug 2026, 6:30 PM ISTSBI Card

Transfer rule

  • KrisFlyer miles accumulated on the SBI Credit Card account are transferred to the KrisFlyer membership account on the statement cycle date.
  • Active KrisFlyer Membership account is a pre-requisite for issuance and transfer.
  • All miles transfers are final and cannot be reversed or refunded.

VerifiedKrisFlyer SBI Card – Terms & Conditions1 Aug 2026, 6:30 PM ISTSBI Card

Common questions

What is the annual fee on the KrisFlyer SBI Card?

Officially traced: Rs. 2,999 plus applicable taxes.

KrisFlyer SBI Card – Terms & Conditions

How does the KrisFlyer SBI Card earn rewards?

5 KrisFlyer miles for every Rs. 200 spent on Singapore Airlines.

KrisFlyer SBI Card – Terms & Conditions

What lounge access does the KrisFlyer SBI Card include?

Complimentary Priority Pass membership (valid 24 months from issue, primary Cardholder). 4 complimentary international Priority Pass lounge visits (outside India) using Priority Pass Card plastic.

KrisFlyer SBI Card – Terms & Conditions

What welcome benefit does the KrisFlyer SBI Card offer?

3,000 KrisFlyer miles on payment of joining fee and 1st transaction within 60 days of card issuance (credited on payment of joining fee and first transaction).

KrisFlyer SBI Card – Terms & Conditions

What are the transfer ratios for KrisFlyer SBI Card points?

Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.

Other verified details

Not published in the official documents on file — see the official T&C link below.

Official documents & verification

Official issuer pageKrisFlyer SBI Card – Terms & ConditionsKrisFlyer SBI Card – FAQs / Program TermsSBI Card – Most Important Terms & Conditions (MITC) – All Cards

Verified 2026-08-01 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.

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