AIR India SBI Signature Card
SBI Card
Earn rate
Confirm on the official page
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This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at sbicard.com — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at sbicard.com — if a different card is shown first, use its card selector to pick this one.
Overview
AIR India SBI Signature Card by SBI Card. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
Confirm on the official page
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Fee waiver
Confirm on the official page
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Rewards
Redemption value
- Rewards Redemption Fee ₹99 (applicable only on Physical products, Statement Credit & Vouchers sent physically, for all cards except AURUM).
- Reward Points valid for 24 months and expire if not redeemed within this period.
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Travel & lounge
Lounge access
Confirm on the official page
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Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
Confirm on the official page
Official source not yet captured
Eligibility
Eligibility
- Credit Limit and Cash Limit assigned based on internal SBICPSL credit criteria.
- Add-On cardholders share the same limits as the Primary Account Holder.
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Charges & interest
Forex markup
3.5% Foreign Currency Transaction Fee (applies to this card, not in the exempted list).
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Charge
- Foreign Currency Transaction Fee: 3.5%.
- Dynamic Currency Conversion Fee: 3.5% (charged on transactions >= ₹1,000 in Indian Currency at international location or India-registered overseas merchant).
- Cash Advance Fee: 2.5% or ₹500 whichever is higher (domestic and international ATMs).
- Finance Charges: up to 3.75% per month (45% per annum).
- Minimum ₹25.
- Cash Payment Fee: ₹250.
- Payment Dishonor Fee: 2% of Payment Amount (min ₹500).
- Cheque Payment Fee: ₹200.
- Overlimit Fee: 2.5% of overlimit amount or ₹600 whichever is higher (once per billing cycle).
- Card Replacement Fee: ₹100-₹250.
- Late Payment Charges: Nil (₹0-₹100).
- ₹100 (>₹100-₹500).
- ₹500 (>₹500-₹1,000).
- ₹750 (>₹1,000-₹10,000).
- ₹950 (>₹10,000-₹25,000).
- ₹1,100 (>₹25,000-₹50,000).
- ₹1,300 (>₹50,000).
- Additional ₹100 on missing MAD two consecutive cycles.
- Rewards Redemption Fee: ₹99.
- Processing Fee on Rent Payment: ₹199.
- Utility Payments Fee: w.e.f. 1st Dec 2024, 1% of total Utility Payments if total exceeds ₹50,000 in a billing cycle.
- Fee on Education Payments: w.e.f. 1st Nov 2025, 1% on Education Payments via third-party apps.
- Fee on Wallet Load: w.e.f. 1st Nov 2025, 1% on every wallet load transaction exceeding ₹1,000.
Verifiedmitc19 Aug 2026, 1:08 PM ISTSBI Card
Interest-free period
20 to 50 days (applicable only on retail purchases and if previous month's outstanding balance is paid in full).
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Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What are the transfer ratios for AIR India SBI Signature Card points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
finance charge
- Finance Charges: up to 3.75% per month [45% per annum] from transaction date.
- Minimum ₹25.
Verifiedmitc19 Aug 2026, 1:08 PM ISTSBI Card
Official documents & verification
Official terms
https://sbi.bank.in/web/personal-banking/sbi-forex-card.
Verifiedforex19 Aug 2026, 1:08 PM ISTSBI Card
Verified 2026-08-19 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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