BOBCARD Prime
BOBCARD
Annual / renewal fee
Lifetime free - no annual fee (₹0).
VerifiedPrime product page5 Aug 2026, 12:35 PM ISTBOBCARD
Earn rate
- 2 RP per ₹100 spent (core reward rate).
- Utility bill payments (MCC 4900) like electricity, gas, water earn core reward points effective 1st July 2025.
VerifiedRevision in Product Features & Charges (effective 1st July 2025) – includes Prime card reward rate5 Aug 2026, 12:35 PM ISTBOBCARD
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at bobcard.co.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at bobcard.co.in — if a different card is shown first, use its card selector to pick this one.
Overview
Prime by BOBCARD. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
Confirm on the official page
Official source not yet captured
Annual / renewal fee
Lifetime free - no annual fee (₹0).
VerifiedPrime product page5 Aug 2026, 12:35 PM ISTBOBCARD
Fee waiver
Confirm on the official page
Official source not yet captured
Rewards
- 2 RP per ₹100 spent (core reward rate).
- Utility bill payments (MCC 4900) like electricity, gas, water earn core reward points effective 1st July 2025.
VerifiedRevision in Product Features & Charges (effective 1st July 2025) – includes Prime card reward rate5 Aug 2026, 12:35 PM IST
Redemption value
- Reward points can be redeemed as cashback @ ₹0.20 per reward point.
- Minimum 1000 points required for redemption against statement balance (effective 1st July 2025).
VerifiedPrime product page5 Aug 2026, 12:35 PM ISTBOBCARD
Reward exclusion
- Reward program is not applicable on select MCCs and Fuel.
- Fuel spend will not generate Reward point.
- GST component is not reversed.
VerifiedPrime product page4 Aug 2026, 9:27 PM ISTBOBCARD
Travel & lounge
Lounge access
Confirm on the official page
Official source not yet captured
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
Confirm on the official page
Official source not yet captured
Eligibility
Not published in the official documents on file — see the official T&C link below.
Charges & interest
Forex markup
Confirm on the official page
Official source not yet captured
Charge
Finance charge revised to 3.75% per month (45% annualized) effective 1st July 2025 (applies to Prime; exceptions ETERNA, ETERNA FD and TIARA only).
VerifiedRevision in Product Features & Charges (effective 1st July 2025) – includes Prime card reward rate5 Aug 2026, 12:35 PM ISTBOBCARD
Fuel surcharge waiver
- Fuel surcharge rate may vary depending on the fuel station and acquiring bank.
- Fuel spend will not generate Reward point.
VerifiedPrime product page4 Aug 2026, 9:27 PM ISTBOBCARD
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the annual fee on the Prime?
Officially traced: Lifetime free - no annual fee (Rs. 0).
Prime product pageHow does the Prime earn rewards?
2 RP per Rs. 100 spent (core reward rate).
Revision in Product Features & Charges (effective 1st July 2025) – includes Prime card reward rateWhat are the transfer ratios for Prime points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Verified 2026-08-05 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
( Continue exploring )