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Milled metal and paper — the material a card is made from.

BOBCARD Vikram

BOBCARD

Vikram — card image from the issuer's official page

Annual / renewal fee

NIL.

VerifiedVikram — governing document (side-door search)17 Aug 2026, 9:36 PM ISTBOBCARD

Earn rate

  • 5X Reward Points on eligible transactions in specified categories - Departmental Stores (MCC 5311) and Grocery Stores (MCC 5411).
  • Other transactions earn regular Reward Points.

Verifiedharvested from product page3 Aug 2026, 6:40 AM ISTBOBCARD

View on official site →

This is the issuer's own page for this card. We earn nothing from this link.

You'll land on the issuer's official application portal at bobcard.co.in — if a different card is shown first, use its card selector to pick this one.

Source-traced to issuer Verified 2026-08-17
View on official site →

This is the issuer's own page for this card. We earn nothing from this link.

You'll land on the issuer's official application portal at bobcard.co.in — if a different card is shown first, use its card selector to pick this one.

Overview

Vikram by BOBCARD. Facts on this page are extracted and verified automatically from official issuer documents.

Fees

Joining fee

NIL.

VerifiedVikram — governing document (side-door search)17 Aug 2026, 9:36 PM ISTBOBCARD

Annual / renewal fee

NIL.

VerifiedVikram — governing document (side-door search)17 Aug 2026, 9:36 PM ISTBOBCARD

Fee waiver

  • Lifetime Free.
  • No joining fee and no annual fee.
  • Vikram: Joining Fee NIL, Annual Fee NIL.

VerifiedVikram (fleet document) — governing document (side-door search)17 Aug 2026, 9:36 PM ISTBOBCARD

Rewards

  • 5X Reward Points on eligible transactions in specified categories - Departmental Stores (MCC 5311) and Grocery Stores (MCC 5411).
  • Other transactions earn regular Reward Points.

Verifiedharvested from product page3 Aug 2026, 6:40 AM IST

Redemption value

Reward Points posting is an automated process reflecting in the next monthly statement.

Verifiedharvested from product page17 Aug 2026, 9:36 PM ISTBOBCARD

Reward cap

  • 5X Reward Points capped at 1,000 Reward Points per month.
  • Spends beyond threshold accrue at regular rate of 1 RP for every ₹100.

VerifiedVikram product page17 Aug 2026, 9:36 PM ISTBOBCARD

Reward exclusion

  • Reward program is not applicable on select MCCs and Fuel.
  • Fuel transactions are not eligible for Reward Points.
  • UPI transactions are eligible only for core Reward Points and do not qualify for bonus rewards.

VerifiedVikram — official product page17 Aug 2026, 9:36 PM ISTBOBCARD

Travel & lounge

Lounge access

Confirm on the official page

Official source not yet captured

Dining, golf, concierge, insurance, milestones & welcome

Welcome benefit

  • Complimentary JioHotstar 3 Months Super Plan subscription.
  • Eligible upon card activation (first transaction) within first 30 days of card issuance.
  • Coupon code delivered within 30 to 45 days of eligibility period completion.

Verifiedharvested from product page17 Aug 2026, 9:36 PM ISTBOBCARD

Insurance

Free personal accidental death cover (Air / non-air: ₹20,00,000).

VerifiedVikram product page17 Aug 2026, 9:36 PM ISTBOBCARD

Eligibility

Eligibility

  • Designated Personnel of our Defence Forces.
  • Age: For Salaried 18 to 60 years (Primary Cardholder).
  • Above 18 years (Add-on cardholder).
  • PAN card mandatory.

VerifiedVikram — official product page17 Aug 2026, 9:36 PM ISTBOBCARD

Charges & interest

Forex markup

3.00% of transaction amount.

VerifiedVikram — governing document (side-door search)17 Aug 2026, 9:36 PM ISTBOBCARD

Charge

  • Contactless (NFC) payments allowed up to a maximum of ₹5000 per single transaction in India without PIN.
  • For transactions above ₹5000, credit card PIN is required.

Verifiedharvested from product page17 Aug 2026, 9:36 PM ISTBOBCARD

Interest-free period

Up to 50 days of interest-free credit from the date of any purchase.

VerifiedVikram product page17 Aug 2026, 9:36 PM ISTBOBCARD

Transfers

Not published in the official documents on file — see the official T&C link below.

Common questions

What is the annual fee on the Vikram?

Officially traced: NIL.

Vikram — governing document (side-door search)

What is the joining fee on the Vikram?

Officially traced: NIL.

Vikram — governing document (side-door search)

How does the Vikram earn rewards?

5X Reward Points on eligible transactions in specified categories - Departmental Stores (MCC 5311) and Grocery Stores (MCC 5411).

harvested from product page

What welcome benefit does the Vikram offer?

Complimentary JioHotstar 3 Months Super Plan subscription.

harvested from product page

What are the transfer ratios for Vikram points?

Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.

Other verified details

Not published in the official documents on file — see the official T&C link below.

Official documents & verification

Official issuer pageVikram — governing document (side-door search)harvested from product pageharvested from product pageharvested from product page

Official terms

https://www.bobcard.co.in/credit-card-types/vikram.

VerifiedVikram product page17 Aug 2026, 9:36 PM ISTBOBCARD

Verified 2026-08-17 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.

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