IndusInd Bank Platinum Visa Credit Card
IndusInd Bank
Earn rate
Confirm on the official page
Official source not yet captured
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at indusind.bank.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at indusind.bank.in — if a different card is shown first, use its card selector to pick this one.
Overview
Platinum Visa Credit Card by IndusInd Bank. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Rewards
Reward exclusion
Verifiedcardholder_agreement21 Aug 2026, 5:22 AM ISTIndusInd Bank
Travel & lounge
Lounge access
Priority Pass is not available on IndusInd Bank Platinum Credit Card.
Verifiedmitc21 Aug 2026, 5:22 AM ISTIndusInd Bank
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
Confirm on the official page
Official source not yet captured
Eligibility
Not published in the official documents on file — see the official T&C link below.
Charges & interest
Forex markup
3.5% (Foreign Currency Mark-Up for all other credit cards not specified otherwise; GST as per standard rate applicable).
Verifiedmitc21 Aug 2026, 5:22 AM ISTIndusInd Bank
Charge
- Interest charges (revolving credit & cash advances): 3.95% p.m. / 47.40% p.a. Cash Advance Charges: 2.5% of advance amount subject to minimum of ₹300.
- Over Limit Charges: 2.5% of over limit amount subject to minimum of ₹500.
- Returned Payments: ₹250.
- Foreign Currency Mark-Up: 3.5% (GST as per standard rate applicable).
- Dynamic Currency Conversion Fee: 1% Mark-up fee plus taxes.
- Balance Enquiry on Non-IndusInd ATMs: ₹25.
- Cash Payment Fee at IndusInd Bank Branch: ₹100.
- Duplicate Physical Statement Request: ₹100 per statement (beyond last 3 months).
- Re-issue/Replacement: ₹100.
- Charge-slip Request: ₹300.
- Reward Redemption Fee: Cash Redemption ₹149 w.e.f 1 April 2025, all other category redemption ₹100.
- Rent payments through third-party merchants: 2% Fee + GST.
- Late Payment Charges (till 14 June 2026): Up to ₹100 NIL.
- ₹101-500 ₹100.
- ₹501-1,000 ₹350.
- ₹1001-10,000 ₹550.
- ₹10,001-25,000 ₹800.
- ₹25,001-50,000 ₹1,100.
- Above ₹50,000 ₹1,300.
- Late Payment Charges (Effective 15 June 2026): Up to ₹100 NIL.
- ₹101-500 ₹100.
- ₹501-1,000 ₹500.
- ₹1001-5,000 ₹600.
- ₹5001-10,000 ₹750.
- ₹10001-25,000 ₹900.
- ₹25,001-50,000 ₹1,100.
- Above ₹50,000 ₹1,300.
- Utility payment: 1% Fee + GST on cumulative utility spends more than ₹25,000 in a statement cycle.
- Wallet Loading: 1% Fee + GST on cumulative wallet loading more than ₹20,000 in a statement cycle.
- Education Payment (third-party): 1% Fee + GST on cumulative education payments more than ₹45,000 in a statement cycle.
- Fuel Transactions (effective 15 June 2026): 1% Fee + GST on cumulative fuel transactions exceeding ₹30,000 in a statement cycle.
- (till 14 June 2026): 1% Fee + GST exceeding ₹50,000 in a statement cycle.
- Transport (excluding air, effective 15 June 2026): 1% Fee + GST on cumulative transactions (MCCs 4111,4112,4784,4131) exceeding ₹40,000 in a statement cycle.
- Savings Plan Change: ₹250.
Verifiedmitc21 Aug 2026, 5:22 AM ISTIndusInd Bank
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
Is the Platinum Visa Credit Card annual fee ever waived?
No condition for waiver of annual fee (NA).
mitcWhat lounge access does the Platinum Visa Credit Card include?
Priority Pass is not available on IndusInd Bank Platinum Credit Card.
mitcWhat are the transfer ratios for Platinum Visa Credit Card points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
What is one point on the Platinum Visa Credit Card worth?
Point value varies by award, route and partner programme, so this page does not publish a rupees-per-point figure.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Verified 2026-08-20 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.