SBI Card
SBI Card credit cards that waive the annual fee when you spend
23 credit cards whose banks waive the annual fee above a spend level, lowest stated spend first.
Updated 18 Oct 2026. Every figure is from the bank’s own document; open Proof to see the bank’s words.
BPCL SBI Card
Annual Fee of Rs.499 for BPCL SBI Credit Card will be reversed upon reaching annual spends of Rs.1 Lakh
Annual fee ₹499 + GST
Cashback SBI Card
999 (Waived off on annual spends of 2 Lakh or more in the preceding year)
Annual fee Annual fee: Rs. 999 + taxes
IRCTC SBI Card Premier
Waived off on annual spends of Rs. 2 Lakh or more in the preceding year
Annual fee ₹1,499 + GST
Karur Vysya Bank SBI Card Prime
Renewal fee waived on annual spends of Rs. 3 lakhs
Annual fee ₹2,999 + GST
Reliance SBI Card PRIME
Spend-Based Fee Reversal on Annual Spends of Rs. 3 Lakhs
Annual fee ₹2,999 + GST
SBI Card PRIME
2,999 (Waived off on annual spends of 3 Lakh or more in the preceding year)
Annual fee ₹2,999 + GST
Tata Neu Infinity SBI Card
Annual Fee reversal on annual spends of 3 lakhs or more
Annual fee ₹1,499 + GST
Flipkart SBI Card
Waived off on annual spends of Rs. 3.5 Lakhs or more in the preceding year
Annual fee ₹500 + GST
SBI Card MILES
Annual fee reversed on spends of Rs. 6 lakhs in a membership year
Annual fee ₹1,499 + GST
Karur Vysya Bank SBI Card Elite
Spend based reversal of Annual Fee on spends of Rs. 10 lakhs
Annual fee ₹4,999 + GST
SBI Card MILES PRIME
Waived off on annual spends of Rs.10 Lakh or more in the preceding year
Annual fee ₹2,999
UCO Bank SBI Card ELITE
Spend based reversal of Annual Fee on spends of Rs. 10 lakhs
Annual fee ₹4,999 + GST
SBI Card MILES ELITE
Annual Fee reversal on spends of Rs. 15 lakhs in a membership year
Annual fee ₹4,999 + GST
Apollo SBI Card SELECT
Renewal Fee waived if annual spends in the previous year are Rs. 3 Lakhs or more.
Annual fee ₹1,499 + GST
BPCL SBI Card OCTANE
Renewal Fee is reversible if annual spend for last year ≥ Rs. 200,000
Annual fee ₹1,499
Paytm SBI Card SELECT
Renewal Fee waived if annual spends in the previous year >= Rs. 2 Lakhs
Annual fee ₹1,499 + GST
Reliance SBI Card
Renewal Fee reversed if annual spends for last year >= Rs.1,00,000
Annual fee ₹499 + GST
SBI Card PULSE
Renewal Fee is reversed if annual spends for last year >= Rs. 2,00,000.
Annual fee ₹1,499 + GST
SimplyCLICK SBI Card
Renewal Fee is reversed if annual spends for last year >= Rs. 1,00,000.
Annual fee ₹499 + GST
SimplySAVE SBI Card
Renewal Fee is reversed if annual spends for last year >= Rs. 1,00,000.
Annual fee ₹499 + GST
