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COFFERCards. Points. Value.

IDFC FIRST Bank

IDFC FIRST Bank credit cards by forex markup, lowest first

The foreign currency markup on 18 credit cards, lowest first. Each figure is the bank's own, linked to the document it came from.

Updated 16 Oct 2026. Every figure is from the bank’s own document; open Proof to see the bank’s words.

  1. Ashva Credit Card

    • 0%

    Annual fee The Ashva Credit Card comes with a Joining Fee of ₹2,999 + GST and an Annual Fee (applicable from second card anniversary year) of ₹2,999 + GST.

  2. Diamond Reserve

    • 0%

    Annual fee ₹3,000 + GST

  3. FIRST Classic

    • 0%

    Annual fee ₹0

  4. FIRST Digital RuPay Credit Card

    • 0%

    Annual fee ₹199 + GST

  5. FIRST EA₹N Credit Card

    • 0%

    Annual fee ₹499 + GST

  6. FIRST Millennia

    • 0%

    Annual fee ₹0

  7. FIRST Power & Power+

    • 0%

    Annual fee ₹499 + GST

  8. FIRST Private

    • 0%

      0% forex markup

    Annual fee ₹25,000 + GST

  9. FIRST Select

    • 0%

    Annual fee ₹0

  10. FIRST SWYP

    • 0%

    Annual fee ₹499 + GST

  11. FIRST Wealth

    • 0%

      Zero Forex Markup on all international spends

    Annual fee ₹0

  12. FIRST WOW!

    • 0%

    Annual fee ₹0

  13. FIRST WOW! Black Credit Card

    • 0%

    Annual fee ₹750 + GST

  14. Gaj Credit Card

    • 0%

    Annual fee ₹12,500 + GST

  15. Hello Cashback

    • 0%

    Annual fee ₹1,000 + GST

  16. LIC Select Credit Card

    • 0%

    Annual fee There is absolutely no Joining/ Membership/ Annual fee applicable on LIC IDFC FIRST Bank Credit Cards. Your card is free for life.

  17. Mayura Credit Card

    • 0%

    Annual fee The Mayura Credit Card comes with a Joining Fee of ₹5,999 + GST and an Annual Fee (applicable from second card anniversary year) of ₹5,999 + GST. The Joining Fee will be levied on credit card application approval.

  18. Quantum+ Credit Card

    • 0%

    Annual fee ₹0