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What changed

19 changes across 15 cards, each one the bank's own sentence before and after.

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How often
A letter at 8 AM IST, only on the days something you follow changed.
What to follow
  • IndianOil RBL Bank Credit Card
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Coming up

Already announced by the banks, with the date each one applies.

  • · Forex markup

    From 10 Nov 2026 no forex mark-up will be levied on the MakeMyTrip ICICI Bank Credit Card, per the bank's Most Important Terms and Conditions.

    “No Forex Mark-up will be levied on the MakeMyTrip ICICI Bank Credit Card (w.e.f. <Nov 10, 2026>)”

    Proof

  • · Priority Pass

    From 15 Nov 2026, complimentary memberships linked to the card will be renewed only with the cardholder's explicit consent.

    “Effective 15-11-2026: [...] Complimentary memberships linked to your credit card will be renewed only with your explicit consent.”

    Proof

  • · Welcome benefit

    The BizGrow Rs.500 petrol/Amazon voucher offer on 6 transactions within 90 days of card set up applies only to cards set up up to 31st December 2026 (the SmartBuy campaign expires on 31-12-2026).

    “Expires On: 31-12-2026 [...] Applicable only for cards set up from 1st July'26 to 31st December'26.”

    Proof

  • · Welcome benefit

    The Rs 250 Flipkart E-gift Card welcome offer, advertised on the product page as the gift card on fee realisation, has an offer end date of 31 December 2026 in the welcome benefits terms.

    “Offer 1: Eligible Customers would get a Rs 250 Flipkart E-gift Card Offer Start Date: 26 th August 2025 Offer End Date: 31 st December 2026”

    Proof

  • · Welcome benefit

    The Rs 500 Myntra E-gift Card welcome offer for customers applying through the Myntra app has an offer end date of 31 December 2026 in the welcome benefits terms.

    “Offer 2: Eligible Customers would get a Rs 500 Myntra E-gift Card Offer Start Date: 26 th August 2025 Offer End Date: 31 st December 2026”

    Proof

  • · Hotel or travel programme

    The INICI26 Emirates flight booking promotion is only valid for bookings made between 15 April 2026 and 28 February 2027, so the promo code discount ends on 28 February 2027.

    “The Promotion is only valid for bookings made between 15th April 2026 to 28 February 2027.”

    Proof

  • · Hotel or travel programme

    The INICI26 Emirates flight booking promotion is only valid for bookings made between 15 April 2026 and 28 February 2027, so the promo code discount ends on 28 February 2027.

    “The Promotion is only valid for bookings made between 15th April 2026 to 28 February 2027.”

    Proof

  • · Hotel or travel programme

    The INICI26 Emirates flight booking promotion is only valid for bookings made between 15 April 2026 and 28 February 2027, so the promo code discount ends on 28 February 2027.

    “The Promotion is only valid for bookings made between 15th April 2026 to 28 February 2027.”

    Proof

27 Oct 2026

  • Interest on unpaid balance

    Was: “The current rate of finance charges is upto 3.75% per month [45% per annum] from effective date of the transaction as provided by the network and is subject to change at the discretion of SBI Cards and Payment Services Limited (SBICPSL).”

    Now: “The current rate of finance charges is upto 3.75% per month [45% per annum] from the transaction date and is subject to change at the discretion of SBI Cards and Payment Services Limited (SBICPSL)”

    Proof

13 Oct 2026

  • Dynamic currency conversion markup

    Was: “0.99% Dynamic Currency Conversion fee will be levied for MakeMyTrip ICICI Bank Credit Card (not applicable on MakeMyTrip ICICI Bank Signature Credit Card and MakeMyTrip ICICI Bank Platinum Credit Card).”

    Now: “No Dynamic Currency Conversion fee will be levied for the MakeMyTrip ICICI Bank Credit Card with effect from <Nov 10, 2026>.”

    Proof

12 Oct 2026

  • Super Value Titanium Credit Card
    Standard Chartered India

    Minimum spend rules

    Was: “Receive 5% cashback on paying for your utility bills. The minimum transaction amount is just INR 750 (Max cashback INR 100 per transaction) and you can receive a maximum cashback amount of Rs 100 per month.”

    Now: “Receive 5% cashback on paying for your utility bills. The minimum transaction amount is just INR 750 (Max cashback INR 100 per transaction) and you can receive a maximum cashback amount of Rs 100 per statement cycle.”

    Proof

  • Super Value Titanium Credit Card
    Standard Chartered India

    Fuel earning

    Was: “You are eligible for a 5% cashback on fuel spends at all fuel stations up to INR 200 per month (Max cashback INR 100 per transaction). All transactions of INR 2,000 or below are eligible for cashback.”

    Now: “You are eligible for a 5% cashback on fuel spends at all fuel stations up to INR 200 per statement cycle (Max cashback INR 100 per transaction). All transactions of INR 2,000 or below are eligible for cashback”

    Proof

  • Super Value Titanium Credit Card
    Standard Chartered India

    Reward caps

    Was: “You are eligible for a 5% cashback on fuel spends at all fuel stations up to INR 200 per month (Max cashback INR 100 per transaction).”

    Now: “You are eligible for a 5% cashback on fuel spends at all fuel stations up to INR 200 per statement cycle (Max cashback INR 100 per transaction)”

    Proof

  • Reward rate

    Was: “Earn Points on every ₹100 spend 2 On Retail Spend 1 On Utility & Insurance Spend”

    Now: “Earn Points on every ₹100 spend 2 On Retail Spend 1 On Utility Spend”

    Proof

  • Utilities earning

    Was: “Earn Points on every ₹100 spend 2 On Retail Spend 1 On Utility & Insurance Spend”

    Now: “Earn Points on every ₹100 spend 2 On Retail Spend 1 On Utility Spend”

    Proof

9 Oct 2026

  • Dining programme

    Was: “Get unparalleled dining offers with 30% off your bill (up to INR1,000) with EazyDiner.”

    Now: “Get unparalleled dining offers with 10% off your bill (up to INR1,000) with EazyDiner.”

    Proof

8 Oct 2026

  • Fee for paying the bill by cheque

    Was: “Outstation Cheque Processing Charge Cheque value up to ₹5000/- - Fee will be ₹25/- Cheque value above ₹5000/- - Fee will be ₹50/-”

    Now: “Outstation Cheque Processing Charge Not Applicable”

    Proof

  • Card replacement fee

    Was: “Reissue Lost, Stolen or Damaged Card ₹100/- per card re-issued”

    Now: “Reissue Lost, Stolen or Damaged Card ₹199/- per card re-issued”

    Proof

7 Oct 2026

  • Movie or entertainment ticket benefit

    Was: “25% off off up to ₹100 Get 2 monthly discounts on movie tickets through BookMyShow [...] you must spend ₹25,000 or more on your Adani One ICICI Bank Platinum Credit Card within the preceding spends quarter”

    Now: “Get 25% off up to ₹100 on movie tickets on BookMyShow twice a month, on eligible spends of ₹25,000 or more in the preceding spends quarter [...] you must spend ₹25,000 or more on your Adani One ICICI Bank Platinum Credit Card within the preceding spends quarter.”

    Proof

  • Xcite Ultra Credit Card
    AU Small Finance Bank

    Fuel surcharge waiver

    Was: “Enjoy 1% Fuel Surcharge Waiver (up to ₹200) for transactions between ₹400 and ₹5,000 at all fuel stations across the country *Effective 1st October 2026, Fuel Surcharge Waiver will be up to ₹100 per statement cycle for transactions between ₹400 to ₹5000.”

    Now: “1% waiver for fuel transactions between ₹400 and ₹5,000 across all fuel stations in India (max ₹100 per statement cycle)”

    Proof

  • Xcite Credit Card
    AU Small Finance Bank

    Fuel surcharge waiver

    Was: “1% waiver for fuel transactions between ₹400 and ₹5,000 across all fuel stations in India (max ₹150 per statement cycle) *Effective 1st October 2026, Fuel Surcharge Waiver will be up to ₹100 per statement cycle for transactions between ₹400 to ₹5000.”

    Now: “1% waiver for fuel transactions between ₹400 and ₹5,000 across all fuel stations in India (max ₹100 per statement cycle)”

    Proof

  • Business Cashback Credit Card
    AU Small Finance Bank

    Fuel surcharge waiver

    Was: “Enjoy 1% Fuel Surcharge Waiver (up to ₹200) for transactions between ₹400 and ₹5,000 at all fuel stations across the country *Effective 1st October 2026, Fuel Surcharge Waiver will be up to ₹100 per statement cycle for transactions between ₹400 to ₹5000.”

    Now: “Enjoy 1% Fuel Surcharge Waiver (up to ₹100) for transactions between ₹400 and ₹5,000 at all fuel stations across the country”

    Proof

  • Minimum spend rules

    Was: “1 Free Night Award and 10 Elite Night Credits on eligible spend transaction of Rs.500 or fee levy on the card”

    Now: “Cardholders onboarded on or after 1st October 2026 would receive the below mentioned benefits* on levy of card fee. 1 Free Night Award (valued at 15,000 Marriott Bonvoy Points) 10 Elite Night Credits* Silver Elite Status”

    Proof

  • Welcome benefit

    Was: “Cardholders also receive Club Marriott Annual Membership and Taj Stay vouchers worth ₹5,000 on spending ₹1.5 lakh within the first 90 days.”

    Now: “The HDFC Bank Biz Black Metal Edition Credit Card offers exclusive benefits for businesses, including 5X reward points on select business spends, unlimited airport lounge access, and complimentary golf games. Card holders also receive ALL Accor+ Explorer Membership on spends of ₹1.5lakh within first 90 days.(effective for cards set up from 15th September 2026)”

    Proof

  • Card replacement fee

    Was: “For the HDFC Bank Biz Black Metal Edition Credit Card, a reissue charge for a lost or damaged card is ₹100. This fee is applicable for replacement requests.”

    Now: “For the HDFC Bank Biz Black Metal Edition Credit Card, a reissue charge for a lost or damaged card is ₹3,000. This fee is applicable for replacement requests.”

    Proof

5 Oct 2026

  • Zenith Credit Card
    AU Small Finance Bank

    Fuel surcharge waiver

    Was: “Enjoy 1% Fuel Surcharge Waiver (up to ₹1000) for transactions between ₹400 and ₹5,000 at all fuel stations across the country. *Effective 1st October 2026, Fuel Surcharge Waiver will be up to ₹100 per statement cycle for transactions between ₹400 to ₹5000.”

    Now: “Enjoy 1% Fuel Surcharge Waiver (up to ₹100) for transactions between ₹400 and ₹5,000 at all fuel stations across the country”

    Proof

  • Hello Cashback
    IDFC FIRST Bank

    Joining fee

    Was: “The Hello Cashback Credit Card comes with a Joining Fee of ₹0 ₹1000+GST (limited time offer). Offer valid till 30 th September 2026.”

    Now: “The Hello Cashback Credit Card comes with a Joining Fee of ₹0 ₹1000+GST (limited time offer). Offer valid till 30 th October 2026.”

    Proof