HDFC Bank H.O.G Diners Club Credit Card
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Closed to new applications · Earns reward points
HDFC Bank no longer offers this card. The bank’s own page says: “Sourcing of this Credit Card has been stopped. Existing customers of this card will continue to enjoy the benefits.”
Open alternatives
First-year fee
₹10,000 + GST
Annual fee
₹10,000 + GST
What it gives back
5 reward points per ₹150 · everyday spends
Fees
Annual feeJoining fee
₹10,000 + GST
Fee waiver rule
Get Renewal Fee waived off by spending ₹5 lakh during Card Anniversary year
Add-on card fee
Add-on Card Fee: Lifetime Free.
Welcome offer
Welcome benefit
Get exclusive welcome benefits by spending ₹1.5 lakhs within the first 90 days of card issuance
Rewards
Reward rate
5 reward points per ₹150 · everyday spends5 reward points for every ₹150.
Reward exclusions
Fuel, EasyEMI and e-wallet loading transactions will not accrue Rewards Points.
Reward caps
Rewards Points accrued for Insurance transactions will have a maximum cap of 5,000 per day. Reward Points earned on grocery transactions will be capped per calendar month at 2000 Reward Points.
What one reward unit is worth
Redeem Rewards points for booking flight tickets / hotels across airlines and choice of hotels (Domestic & International) (1 Reward Point = 1 Rupee)
Catalogue redemption
For flight and hotel bookings, card members can redeem upto maximum of 70% of booking value through Reward Points; rest will have to be paid via Credit Card
Airline and hotel partners points may move to
AirMiles across InterMiles, Singapore Airlines (KrisFlyer Miles), Club Vistara.
Point expiry
Rewards Points are valid only for 3 years from the date of accumulation.
Airline and hotel partners points may move to
Redeem Rewards Point for AirMiles across InterMiles, Singapore Airlines (KrisFlyer Miles), Club Vistara (1 Reward Point = Upto 1 Airmile); please complete Frequent flyer registration before attempting Airmiles redemption in NetBanking
Card benefits
International lounge accessDomestic lounge access
Unlimited Airport lounge access to 1000+ Lounges in India and worldwide for primary and add-on card members.
Dining programme
Enjoy 10% extra off on dining bills at 35K+ restaurants via Swiggy Dineout; T&C Apply.
Golf
Complimentary Golf games across the finest courses in the world (6 per quarter); International Golf Courses (handicap certificate mandatory)
Concierge
24*7 Concierge services
Milestone benefits
Select any 2 benefits amongst cult.fit Live 1 month membership or BookMyShow or TataCLiQ or Ola cab vouchers, worth ₹500 every month on minimum spends of ₹80,000 (TnC Apply)
Also included
Fuel surcharge waiver
1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400. Max waiver of ₹1000 per statement cycle)
Air accident cover
Accidental Air Death Cover worth ₹2 crore.
Credit shield cover
Credit Liability cover up to ₹9 lakh
Medical and hospitalisation cover
Emergency overseas hospitalisation up to ₹50 lakh
Travel insurance
Travel Insurance Cover of up to ₹55,000 on baggage delay (Capped to 10$ per hour restricted to 8 hours)
Purchase to EMI conversion
Option to convert your big spends into EMI after purchase.
Charges
Forex markup
2% on foreign currency transactions.2% on all your foreign currency spends
Cash advance fee
2.5% of the amount withdrawn or ₹500, whichever is higher.
Interest on unpaid balance
3.75% Monthly, 45.0% Annually
Interest-free period
Up to 50 days interest-free from the date of purchase
Late payment fee
Nil to ₹1,300, by outstanding amount.
Eligibility
Age the primary cardholder must be
21 to 60 years if salaried, 21 to 65 years if self-employed.
Income requirement
Net Monthly Income> ₹1,75,000
Income, salaried
Net monthly income of over ₹1,75,000.
Income, self-employed
Annual ITR exceeding ₹21 lakh.
The Sunday Statement.
Every Sunday. What your bank changed this week — before your statement tells you.