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Expiry Rescue

Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.

HDFC Bank

H.O.G Diners Club Credit Card

When your points expire

“Rewards Points are valid only for 3 years from the date of accumulation.”

Hog Reward Structure · read 2 Nov 2026

Remind me before my points expire

HDFC Bank's rule: points are valid for 36 months after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.

What your points are worth

  1. On HDFC Bank’s own portal

    For flight and hotel bookings, card members can redeem upto maximum of 70% of booking value through Reward Points; rest will have to be paid via Credit Card

    The bank’s words
    “For flight and hotel bookings, [...] card members can redeem upto maximum of 70% of booking value through Reward Points. Rest will have to be paid via Credit Card.”
    Linked page on www.hdfc.bank.in
  2. On HDFC Bank’s own portal

    Redeem Rewards points for booking flight tickets / hotels across airlines and choice of hotels (Domestic & International) (1 Reward Point = 1 Rupee)

    The bank’s words
    “Redeem Rewards points for booking flight tickets / hotels across airlines and choice of hotels (Domestic & International) [...] (1 Reward Point = 1 Rupee).”
    Linked page on www.hdfc.bank.in

Quickest way to save them

Use them on HDFC Bank’s own portal: For flight and hotel bookings, card members can redeem upto maximum of 70% of booking value through Reward Points; rest will have to be paid via Credit Card. See the card’s page.