HDFC Bank's rule: points are valid for 36 months after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.
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What your points are worth
On HDFC Bank’s own portal
For flight and hotel bookings, card members can redeem upto maximum of 70% of booking value through Reward Points; rest will have to be paid via Credit Card
The bank’s words
“For flight and hotel bookings, [...] card members can redeem upto maximum of 70% of booking value through Reward Points. Rest will have to be paid via Credit Card.”
Redeem Rewards points for booking flight tickets / hotels across airlines and choice of hotels (Domestic & International) (1 Reward Point = 1 Rupee)
The bank’s words
“Redeem Rewards points for booking flight tickets / hotels across airlines and choice of hotels (Domestic & International) [...] (1 Reward Point = 1 Rupee).”
Use them on HDFC Bank’s own portal: For flight and hotel bookings, card members can redeem upto maximum of 70% of booking value through Reward Points; rest will have to be paid via Credit Card. See the card’s page.