IndusInd Bank Signature Visa Credit Card
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Discontinued · Earns Reward Points
IndusInd Bank no longer offers this card. The bank’s own page says: “Signature Visa Credit Card (Discontinued)”
Open alternatives
- Celesta Credit Card₹5,0000.75%
- Solitaire Credit Card₹10,0000.5%
- Platinum Visa Credit Card——
- Airtel Axis Bank Credit Card₹5001%
What it gives back
1.5 Reward Points per ₹100 · everyday spends
Our calculation
1.13% value back
Welcome offer
Welcome benefit
Stay at one of the best Oberoi Hotels, courtesy IndusInd Bank; welcome gifts are available at select fee points only
Rewards
Reward rate
1.5 Reward Points per ₹100 · everyday spendsEarn 1.5 Reward Points for every ₹100 spent.
Reward exclusions
Fuel transactions will not accrue reward points.
Reward caps
Effective 1st September 2024, maximum reward points allowed for cash redemption will be 7500 per calendar month
Catalogue redemption
The value of non-cash redemption (excluding airmiles) will be 1 RP = ₹0.75
Statement-credit redemption
The value of cash redemption will be 1 RP = ₹0.50.
Airline and hotel partners points may move to
Airline Miles on Krisflyer
Point expiry
All Reward Points earned are live till the IndusInd Bank Signature Credit Card card account is live
Card benefits
Domestic lounge access
On every primary card, you can get up to 2 complimentary lounge visits per quarter
International lounge access
As a part of the Travel Plus programme, the usage charge of USD 35 is waived off for the cardholder when he visits any international lounges outside India.
Priority Pass
Complimentary Priority Pass program that gives you access to over 600 premium airport lounges across the world.
Concierge
24-hour concierge service
Movie or entertainment ticket benefit
Buy one movie ticket and get the other one absolutely free (One free ticket in a month with effect from 1st June 2023)
Also included
Fuel surcharge waiver
Get a waiver of 1% on fuel surcharge at any petrol pump across India.
Lost card liability
Insurance cover up to 48 hours prior to reporting the loss of your card to the Bank
Medical and hospitalisation cover
Overseas Medical Insurance (upto 20 days per year) USD100,000
Travel insurance
Lost Baggage ₹100,000, Delayed Baggage ₹25000, Loss of Passport ₹50,000, Lost Ticket ₹25000, Missed Connection ₹25000.
Charges
Forex markup
3.5% on foreign currency transactions.
Cash advance fee
2.5% of the advance amount subject to a minimum of ₹300
Interest on unpaid balance
3.83% Interest Rate
Interest-free period
Up to 50 days
Late payment fee
Nil to ₹1,300 by outstanding balance (₹1,300 above ₹50,000)
Charge for lounge visits beyond the free limit
A lounge usage fee of USD 35 or applicable charges as per priority pass per visit per member for the cardholder and the guests will be charged to the Card subsequent to the Cardholder's visit.
Eligibility
Age the primary cardholder must be
Applicant’s age should be between 21 and 65.
Income requirement
Applicant should have a stable monthly income. Income ITR For Salaried Individuals: 48 LPA, For Self Employed: 60 LPA
Documents required
KYC Documents: Aadhaar card, Passport, PAN card, Voter id card, Driving Licence, One recent passport-sized photograph. Income Documents for Salaried individuals: Latest 3 month bank statement, Latest 3 month Salary slip or other bank credit card details. Income Documents for Self-employed individuals: Latest copy of ITR or Other bank credit card details.
In the terms, not the brochure (1)
What must be paid with the card for the cover to apply
Medical insurance is available to only such cardholders who are less than 65 years of age