IndusInd Bank Signature Visa Credit Card
IndusInd Bank
Annual / renewal fee
Confirm on the official page
Official source not yet captured
Earn rate
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This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at indusind.bank.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at indusind.bank.in — if a different card is shown first, use its card selector to pick this one.
Overview
Signature Visa Credit Card by IndusInd Bank. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
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Annual / renewal fee
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Fee waiver
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Rewards
Redemption value
- Reward Points are valid across the year with no promotional periods.
- All Reward Points earned are live till the Signature Credit Card account is live.
VerifiedSignature Visa Credit Card product page21 Aug 2026, 11:48 AM ISTIndusInd Bank
Reward cap
- No cap on Reward Points earned in a year.
- Earning limited only by spend.
VerifiedSignature Visa Credit Card product page21 Aug 2026, 11:48 AM ISTIndusInd Bank
Travel & lounge
Lounge access
- Complimentary Priority Pass standard membership for all Signature cardholders.
- USD 35 usage charge per visit per member/guest waived for cardholder's international lounge visits outside India under Travel Plus.
- USD 35 charged for lounge visits within India and for guest visits within or outside India.
VerifiedSignature Visa Credit Card product page21 Aug 2026, 11:48 AM ISTIndusInd Bank
Travel benefit
- Travel insurance benefits valid for 20 days of international travel.
- IndusInd Bank must be informed at least 48 hours prior to commencement of international travel and within 48 hours after arrival in India to activate the insurance benefits.
VerifiedSignature Visa Credit Card product page21 Aug 2026, 11:48 AM ISTIndusInd Bank
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
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Insurance
- Complimentary Personal Air Accident insurance cover of up to ₹25 lacs.
- Total Protect covers unauthorised transactions at merchant establishments up to the credit limit (insurance cover up to 48 hours prior to reporting loss of card, and counterfeit fraud), available on add-on cards.
- Travel insurance via ICICI Lombard: Overseas Medical Insurance up to USD 100,000 (up to 20 days per year, cardholders under 65), Lost Baggage ₹100,000, Delayed Baggage ₹25,000, Loss of Passport ₹50,000, Lost Ticket ₹25,000, Missed Connection ₹25,000.
- Valid for 20 days of international travel.
- Bank must be informed at least 48 hours prior to travel and within 48 hours after arrival in India.
VerifiedSignature Visa Credit Card product page21 Aug 2026, 11:48 AM ISTIndusInd Bank
Eligibility
Not published in the official documents on file — see the official T&C link below.
Charges & interest
Forex markup
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Charge
- Rent payments through third-party merchants: 2% Fee + GST on Signature Credit Card, 1% Fee + GST levied on each transaction.
- Fuel Transactions (Effective 15 June 2026): 1% Fee + GST on cumulative fuel transactions exceeding ₹30,000 in a statement cycle for Signature (among others).
Verifiedmitc20 Aug 2026, 2:01 PM ISTIndusInd Bank
Fuel surcharge waiver
1% fuel surcharge waiver at any petrol pump across India (cap applies; bank reserves right to impose cap on maximum value or number of fuel transactions per month).
VerifiedSignature Visa Credit Card product page21 Aug 2026, 11:48 AM ISTIndusInd Bank
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What lounge access does the Signature Visa Credit Card include?
Complimentary Priority Pass standard membership for all Signature cardholders.
Signature Visa Credit Card product pageWhat are the transfer ratios for Signature Visa Credit Card points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.indusind.bank.in/in/en/personal/cards/credit-card/signature-visa-credit-card.html.
VerifiedSignature Visa Credit Card product page21 Aug 2026, 11:48 AM ISTIndusInd Bank
Verified 2026-08-21 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.