SBI Card Prime Advantage
SBI Card
Annual / renewal fee
₹2,999.
VerifiedSBI Card Prime Advantage product page18 Aug 2026, 10:12 PM ISTSBI Card
Earn rate
Confirm on the official page
Official source not yet captured
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You'll land on the issuer's official application portal at sbicard.com — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at sbicard.com — if a different card is shown first, use its card selector to pick this one.
Overview
SBI Card Prime Advantage by SBI Card. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
₹2,999 + taxes.
VerifiedSBI Card Prime Advantage — official product page18 Aug 2026, 10:12 PM ISTSBI Card
Annual / renewal fee
₹2,999.
VerifiedSBI Card Prime Advantage product page18 Aug 2026, 10:12 PM ISTSBI Card
Fee waiver
Renewal fee waived off on annual spends of ₹3 Lakh or more in the preceding year.
VerifiedSBI Card Prime Advantage product page18 Aug 2026, 10:12 PM ISTSBI Card
Renewal fee
₹2,999 (Waived off on annual spends of ₹3 Lakh or more in the preceding year).
VerifiedSBI Card Prime Advantage product page18 Aug 2026, 10:12 PM ISTSBI Card
Rewards
Redemption value
- Pay outstanding card bill using reward points: 4 Reward Points = Re. 1.
- Rewards Redemption Fee: ₹99 + applicable taxes.
- Reward Points valid for 24 months (expire on last day of 24th month).
VerifiedSBI Card Prime Advantage — official product page18 Aug 2026, 10:12 PM ISTSBI Card
Reward cap
Birthday spends: 20 Reward Points per ₹100, capped at 2,000 Reward Points per calendar year.
VerifiedSBI Card Prime Advantage — official product page18 Aug 2026, 10:12 PM ISTSBI Card
Reward exclusion
Fuel spends are excluded from reward points (2 reward points per ₹100 on all other retail spends, except fuel).
VerifiedSBI Card Prime Advantage — official product page18 Aug 2026, 10:12 PM ISTSBI Card
Travel & lounge
Lounge access
- Complimentary Priority Pass Program membership worth $99.
- 4 complimentary International Priority Pass Lounge visits per calendar year outside India (max. 2 per quarter).
- 8 complimentary domestic airport lounge visits (max. 2 per quarter).
VerifiedSBI Card Prime Advantage — official product page18 Aug 2026, 10:12 PM ISTSBI Card
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
- Welcome e-Gift Voucher worth ₹3,000 (choose from Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion and Shoppers Stop).
- Threshold not stated on official source.
VerifiedSBI Card Prime Advantage — official product page18 Aug 2026, 10:12 PM ISTSBI Card
Dining benefit
Complimentary 1-year Club ITC Silver Tier Membership.
VerifiedSBI Card Prime Advantage — official product page18 Aug 2026, 10:12 PM ISTSBI Card
Insurance
- Complimentary air accident liability cover of ₹50 lakhs.
- Complimentary credit card fraud liability cover of ₹1 lakh (coverage applies from 48 hours before reporting the loss up to 7 days after reporting).
VerifiedSBI Card Prime Advantage — official product page18 Aug 2026, 10:12 PM ISTSBI Card
Milestone benefit
- Pizza Hut e-Voucher worth ₹1,000 on quarterly spends of ₹50,000 (Prime Pro cardholders: ₹500 on same spends).
- Renewal fee waived on annual spends of ₹3 lakhs.
- E-Gift Voucher worth ₹7,000 from Yatra.com/Pantaloons on annual spends of ₹5 lakhs.
VerifiedSBI Card Prime Advantage — official product page18 Aug 2026, 10:12 PM ISTSBI Card
Eligibility
Not published in the official documents on file — see the official T&C link below.
Charges & interest
Forex markup
3.5% Foreign Currency Transaction Fee (for all cards except AURUM, Elite, Prime NRI Secured, IndiGo SBI Card ELITE, Tata Neu Infinity SBI Credit Card, SBI Card Miles Elite/Miles Prime/Miles).
VerifiedSBI Card Prime Advantage product page18 Aug 2026, 10:12 PM ISTSBI Card
Interest-free period
20 to 50 days (applicable only on retail purchases and if previous month's outstanding balance is paid in full).
VerifiedSBI Card Prime Advantage product page18 Aug 2026, 10:12 PM ISTSBI Card
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the annual fee on the SBI Card Prime Advantage?
Officially traced: Rs.2,999.
SBI Card Prime Advantage product pageIs the SBI Card Prime Advantage annual fee ever waived?
Renewal fee waived off on annual spends of Rs.3 Lakh or more in the preceding year.
SBI Card Prime Advantage product pageWhat are the transfer ratios for SBI Card Prime Advantage points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
What is one point on the SBI Card Prime Advantage worth?
Point value varies by award, route and partner programme, so this page does not publish a rupees-per-point figure.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.sbicard.com/en/personal/credit-cards/rewards/sbi-card-prime-advantage.page.
VerifiedSBI Card Prime Advantage product page18 Aug 2026, 10:12 PM ISTSBI Card
Verified 2026-08-18 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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