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Every figure here is from the bank's own documents.
Annual fee
₹5,000
₹66,000 + GST
₹12,500 + GST
Joining fee
₹5,000
₹66,000
₹12,500 + GST
₹12,500 plus Applicable Taxes (for cards sourced after October 18, 2021)
Fee waiver
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Spend ₹10 lakh or more in a year before the renewal date to get the renewal fee waived
What it gives back
2 EDGE Miles per ₹100 · everyday spends
1 Membership Reward point per ₹40 · everyday spends
5 Reward Points per ₹150 · everyday spends
Welcome benefit
Enjoy 2500 EDGE Miles as welcome benefit upon first transaction on your ATLAS credit card within 37 days from the date of card issuance
Welcome gift on net spends of ₹50,000 in first 2 months of Cardmembership and payment of annual fee, with option to choose vouchers from catalogue
Complimentary Club Marriott membership for first year. · Welcome benefit of 12,500 reward points*
Lounge access
8 domestic lounge visits on the Silver tier, 12 on the Gold tier and 18 on the Platinum tier; visits include primary cardholder and guests
Global Lounge Collection includes access to Domestic Partner Lounges in India
Unlimited complimentary Domestic airport lounge access in India with your HDFC Bank Infinia Credit Card (Primary & Add-on)
Dining benefits
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Up to 50% off at over 1800 premium restaurants in India with complimentary EazyDiner Prime membership; preferential reservations and 24X7 VIP helpline
1+1 buffet at participating ITC hotels; Up to 25% discount on Dining & stay across Asia-Pacific with Complimentary Club Marriott Membership
Hotel benefits
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Up to 20% off on the Best Available Rate on rooms at participating Marriott hotels in India and Asia Pacific.
Travel benefits
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50% off on Suites at Oberoi Hotels and Resorts
Book stay for 3-nights & pay for 2 at participating ITC hotels
Forex markup
3.5%
3.5%
2%
2% on all foreign currency transactions
Partnership benefits
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Transfer partners
Atlas Credit Card
- Air Canada Aeroplan
1 EDGE Mile = 2 partner points
- Air France-KLM Flying Blue
1 EDGE Mile = 2 miles
- Air India Maharaja Club
1 EDGE Mile = 2 miles
- airasia rewards
1 EDGE Mile = 2 miles
- ALL Accor Live Limitless
2 EDGE Miles = 1 loyalty point
- Cathay
2 EDGE Miles = 1 partner point
- Ethiopian Airlines ShebaMiles
1 EDGE Mile = 2 partner points
- Etihad Guest
1 EDGE Mile = 2 miles
- Finnair Plus
2 EDGE Miles = 1 partner point
- Hilton Honors
1 EDGE Mile = 2 Hilton Honors Points
- IHG One Rewards
1 EDGE Mile = 2 loyalty points
- IndiGo BluChip
2 EDGE Miles = 1 partner point
- JAL Mileage Bank
1 EDGE Mile = 2 miles
- Miles & More
1 EDGE Mile = 1 partner point
- Orchid Rewards
1 EDGE Mile = 1 partner point
- Qantas Frequent Flyer
1 EDGE Mile = 2 miles
- Qatar Airways Privilege Club
2 EDGE Miles = 1 Avios
- Radisson Rewards
1 EDGE Mile = 1 partner point
- Singapore Airlines KrisFlyer
1 EDGE Mile = 2 KrisFlyer Miles
- SpiceJet SpiceClub
1 EDGE Mile = 2 partner points
- Thai Airways Royal Orchid Plus
1 EDGE Mile = 2 miles
- The British Airways Club
2 EDGE Miles = 1 Avios
- The Postcard Sunshine Club
1 EDGE Mile = 2 partner points
- Turkish Airlines Miles&Smiles
1 EDGE Mile = 2 miles
- United MileagePlus
1 EDGE Mile = 2 miles
- Vietnam Airlines Lotusmiles
2 EDGE Miles = 1 mile
- Wyndham Rewards
1 EDGE Mile = 2 loyalty points
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