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COFFERCards. Points. Value.

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Premium credit cards compared

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Every figure here is from the bank's own documents.

Atlas Credit Card

Axis Bank

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American Express Platinum Card

American Express

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Infinia Metal Credit Card

HDFC Bank

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Annual fee

₹5,000

₹66,000 + GST

₹12,500 + GST

Joining fee

₹5,000

₹66,000

₹12,500 + GST

₹12,500 plus Applicable Taxes (for cards sourced after October 18, 2021)

Fee waiver

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Spend ₹10 lakh or more in a year before the renewal date to get the renewal fee waived

What it gives back

2 EDGE Miles per ₹100 · everyday spends

1 Membership Reward point per ₹40 · everyday spends

5 Reward Points per ₹150 · everyday spends

Welcome benefit

Enjoy 2500 EDGE Miles as welcome benefit upon first transaction on your ATLAS credit card within 37 days from the date of card issuance

Welcome gift on net spends of ₹50,000 in first 2 months of Cardmembership and payment of annual fee, with option to choose vouchers from catalogue

Complimentary Club Marriott membership for first year. · Welcome benefit of 12,500 reward points*

Lounge access

8 domestic lounge visits on the Silver tier, 12 on the Gold tier and 18 on the Platinum tier; visits include primary cardholder and guests

Global Lounge Collection includes access to Domestic Partner Lounges in India

Unlimited complimentary Domestic airport lounge access in India with your HDFC Bank Infinia Credit Card (Primary & Add-on)

Dining benefits

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Up to 50% off at over 1800 premium restaurants in India with complimentary EazyDiner Prime membership; preferential reservations and 24X7 VIP helpline

1+1 buffet at participating ITC hotels; Up to 25% discount on Dining & stay across Asia-Pacific with Complimentary Club Marriott Membership

Hotel benefits

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Up to 20% off on the Best Available Rate on rooms at participating Marriott hotels in India and Asia Pacific.

Travel benefits

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50% off on Suites at Oberoi Hotels and Resorts

Book stay for 3-nights & pay for 2 at participating ITC hotels

Forex markup

3.5%

3.5%

2%

2% on all foreign currency transactions

Partnership benefits

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Transfer partners

Atlas Credit Card

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