Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card
IndusInd Bank
Annual / renewal fee
Confirm on the official page
Official source not yet captured
Earn rate
- 2.5x reward points on e-commerce.
- Plus movie offers, fuel surcharge waivers, and UPI payments.
VerifiedPoonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card product page5 Aug 2026, 9:25 AM ISTIndusInd Bank
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at indusind.bank.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at indusind.bank.in — if a different card is shown first, use its card selector to pick this one.
Overview
Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card by IndusInd Bank. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
Nil (no joining fee).
VerifiedPoonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card product page17 Aug 2026, 4:39 PM ISTIndusInd Bank
Annual / renewal fee
Confirm on the official page
Official source not yet captured
Fee waiver
Confirm on the official page
Official source not yet captured
Rewards
- 2.5x reward points on e-commerce.
- Plus movie offers, fuel surcharge waivers, and UPI payments.
VerifiedPoonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card product page5 Aug 2026, 9:25 AM IST
Redemption value
- 1 Reward Point = ₹0.40.
- 2 Reward Points = 1 Airmile.
- Reward Points validity is 24 months from the points credit date.
VerifiedPoonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card product page17 Aug 2026, 4:39 PM ISTIndusInd Bank
Reward exclusion
VerifiedPoonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card product page17 Aug 2026, 4:39 PM ISTIndusInd Bank
Travel & lounge
Lounge access
- RuPay Exclusive Lounge Access at DEL T3 Terminal (as per Access Policy & Terms and Conditions).
- Priority Pass is not available on Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card.
VerifiedPoonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card — official product page17 Aug 2026, 4:39 PM ISTIndusInd Bank
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
Confirm on the official page
Official source not yet captured
Dining benefit
- Buy one get one free on movie tickets through BookMyShow.
- Free ticket price capped at ₹200.
- If higher, a ₹200 discount applies and the balance is paid on the card.
VerifiedPoonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card product page17 Aug 2026, 4:39 PM ISTIndusInd Bank
Insurance
- Total Protect: covers an amount equal to the credit limit on your card, also available on add-on cards.
- Covers unauthorised transactions in case of loss/theft of card (insurance cover up to 48 hours prior to reporting the loss) and counterfeit fraud.
VerifiedPoonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card — official product page17 Aug 2026, 4:39 PM ISTIndusInd Bank
Milestone benefit
Earn 3,000 bonus reward points on spending ₹4,00,000 or above within one year from the date of issuance of the card.
VerifiedPoonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card product page17 Aug 2026, 4:39 PM ISTIndusInd Bank
Eligibility
Eligibility
Discontinued card: Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card is listed among IndusInd Bank's discontinued cards.
VerifiedPinnacle Credit Card — governing document (side-door search) (stored)14 Aug 2026, 8:36 AM ISTIndusInd Bank
Charges & interest
Forex markup
Foreign Currency Mark-Up: 3.5% (GST as per standard rate shall be applicable).
VerifiedPoonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card (fleet document) — governing document (side-door search)14 Aug 2026, 8:36 AM ISTIndusInd Bank
Charge
- Interest / finance charge: 3.83% per month (46.00% per annum) for Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card.
- Reward Redemption Fee: Cash Redemption ₹149 (w.e.f 1st April 2025).
- All other category redemption ₹100.
VerifiedPoonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card product page17 Aug 2026, 4:39 PM ISTIndusInd Bank
Fuel surcharge waiver
1% fuel surcharge waiver across all fuel stations in India, applicable for fuel transactions between ₹400 and ₹4,000 only.
VerifiedPoonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card product page17 Aug 2026, 4:39 PM ISTIndusInd Bank
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the joining fee on the Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card?
Officially traced: Nil (no joining fee).
Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card product pageHow does the Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card earn rewards?
2.5x reward points on e-commerce.
Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card product pageWhat lounge access does the Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card include?
RuPay Exclusive Lounge Access at DEL T3 Terminal (as per Access Policy & Terms and Conditions).
Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card — official product pageWhat are the transfer ratios for Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.indusind.bank.in/in/en/personal/cards/credit-card/poonawalla-platinum-rupay-credit-card.html.
VerifiedPoonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card product page17 Aug 2026, 4:39 PM ISTIndusInd Bank
Verified 2026-08-17 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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