Axis Bank My Wings Credit Card
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Closed to new applications · Earns points
Axis Bank no longer offers this card. Axis Bank's Schedule of Service Charges lists "MY WINGS Credit Card" under "Legacy Cards" (cards no longer issued); the card's own page has no Apply button of its own and says its travel offers ended on 20 April 2019.
Open alternatives
First-year fee
₹1,200 to join.
Annual fee
₹500 a year.
₹500 from the 2nd year onwardsWhat it gives back
4 points per ₹200 · everyday spends
Fees
Joining fee
₹1,200 to join.
Annual fee
₹500 a year.₹500 from the 2nd year onwards
Add-on card fee
₹0
Rewards
Reward rate
4 points per ₹200 · everyday spends4 points on every ₹200 spent on the credit card.
Reward exclusions
No reward points are earned on fuel transactions.
Reward caps
Cashback on tickets booked on www.irctc.com: Maximum cashback ₹25 per transaction; Maximum annual benefits of ₹200 per cardholder
Card benefits
Hotel or travel programme
Cashback on tickets booked on www.irctc.com: ₹25 off every time a ticket is booked with a My Wings Credit Card; Maximum annual benefits of ₹200 per cardholder
Also included
Fuel surcharge waiver
Fuel surcharge refund on spends at all fuel stations across India: Valid on transactions between ₹400 and ₹4,000 only; Maximum benefits up to ₹400 per statement cycle
Purchase to EMI conversion
On any transaction over ₹2,500, contact the Bank to convert a big credit card purchase into EMIs.
Charges
Forex markup
3.5% on foreign currency transactions.3.50% of the transaction value
Cash advance fee
2.5% of the cash amount (Min. ₹500)
Interest on unpaid balance
3.75% per month, 55.55% per annum.
Interest-free period
20 to 50 days interest-free when you pay in full.
Late payment fee
Nil to ₹1,300, by total payment due.
How we know - 4 documents from Axis Bank, checked 8 Nov 2026
The Sunday Statement.
Every Sunday. What your bank changed this week — before your statement tells you.