MAX SBI Card Prime
SBI Card
Earn rate
Confirm on the official page
Official source not yet captured
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at sbicard.com — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at sbicard.com — if a different card is shown first, use its card selector to pick this one.
Overview
MAX SBI Card Prime by SBI Card. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
Confirm on the official page
Official source not yet captured
Fee waiver
Renewal fee waived off on annual spends of ₹3 Lakh or more in the preceding year.
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Renewal fee
₹2,999 (Waived off on annual spends of ₹3 Lakh or more in the preceding year).
Verifiedkfs19 Aug 2026, 1:07 PM ISTSBI Card
Rewards
Redemption value
- Rewards Redemption Fee ₹99.
- Applicable only on Physical products, Statement Credit & on Vouchers sent physically, for all cards except AURUM.
- Reward Points valid for 24 months (for all cards except AURUM).
- If not redeemed, expire on last day of 24th month.
- In case of statement credit redemption, Reward Points can only be redeemed in multiple of 2,000 points.
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Reward cap
- SBI CARD PRIME: Maximum Cap of 7,500 Reward Points/Month - Cumulative 5X Reward Points accrued per ₹100 spent on Dining, Movies, Departmental Store & Groceries will have a maximum cap of 7,500 Reward Points per month.
- After the cap 2 Reward Points for every ₹100 spent continue to accrue.
- Also SBI CARD PRIME: Maximum Cap of 2,000 Reward Points/Year - Cumulative 20 Reward Points accrued per ₹100 spent on Birthday for three days (birthday, a day before & after), capped at 2,000 Reward Points per year.
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Travel & lounge
Lounge access
- SBI Card PRIME is a Set B eligible card for domestic airport lounge access.
- Set B participating domestic airport lounges (w.e.f. 10 Jan'26) across cities including Ahmedabad, Bangalore, Chennai, Delhi, Mumbai, Hyderabad, Kolkata and others.
- Program managed by network partners (Mastercard, RuPay, Visa).
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Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
Confirm on the official page
Official source not yet captured
Eligibility
Not published in the official documents on file — see the official T&C link below.
Charges & interest
Forex markup
3.5% Foreign Currency Transaction Fee (SBI Card PRIME is not in the exception list).
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Interest-free period
20 to 50 days (applicable only on retail purchases and if previous month's outstanding balance is paid in full).
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Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
Is the MAX SBI Card Prime annual fee ever waived?
Renewal fee waived off on annual spends of Rs.3 Lakh or more in the preceding year.
kfsWhat lounge access does the MAX SBI Card Prime include?
SBI Card PRIME is a Set B eligible card for domestic airport lounge access.
cardholder_agreementWhat are the transfer ratios for MAX SBI Card Prime points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.sbicard.com/en/personal/benefits/airport-lounge-access.page.
Verifiedcardholder_agreement19 Aug 2026, 1:07 PM ISTSBI Card
Verified 2026-08-19 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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