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RBL Bank DMI Finance Credit Card
RBL Bank

RBL Bank DMI Finance Credit Card

Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate

Open to new applications · Earns Reward Point

First-year fee

₹0

Annual fee

₹499 a year.

What it gives back

1 Reward Point per ₹100 · everyday spends

Read from 5 RBL Bank documents, last checked 1 Nov 2026.

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How it compares

Compared with the cards we have read

₹499 annual fee: of the 401 other open cards whose annual fee we have read, 137 state a lower one, 44 state the same and 220 state a higher one.

3.5% forex markup: of the 441 other open cards whose forex markup we have read, 146 state a lower one and 295 state the same.

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Fees

  • Annual fee

    ₹499 a year.

  • Joining fee

    ₹0

  • Add-on card fee

    Add-on Card Fee ₹0-5,000 per Add-on Cardmember

Rewards

  • Reward rate

    1 Reward Point per ₹100 · everyday spends1 Reward Point per ₹100 spent in-store.

  • Online earning

    2 Reward Points per ₹100 spent online (maximum 500 Reward Points per billing cycle month)

  • Reward exclusions

    Note: Purchases made under below mentioned merchant categories will be excluded from reward point benefits, qualifying purchase value of monthly movie benefit and monthly, quarterly and annual milestone benefits

Charges

  • Forex markup

    3.5% on foreign currency transactions.

  • Cash advance fee

    2.5% of the cash amount withdrawn, minimum ₹500

  • Interest on unpaid balance

    Up to 3.99% p.m. (47.88% p.a.)

  • Interest-free period

    Up to 50 days

  • Late payment fee

    12.5% of total outstanding amount, ₹5 to ₹1,300.

Eligibility

  • Eligibility

    Applicant: above the age of 18 years.

How we know - 5 documents from RBL Bank, checked 1 Nov 2026

5 documents from RBL Bank, checked 1 Nov 2026.

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₹499 a year

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