Club Vistara IndusInd Bank Explorer Credit Card
IndusInd Bank
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Confirm on the official page
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You'll land on the issuer's official application portal at indusind.bank.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at indusind.bank.in — if a different card is shown first, use its card selector to pick this one.
Overview
Club Vistara IndusInd Bank Explorer Credit Card by IndusInd Bank. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Fee waiver
- Foreign Currency Mark-Up waived (1.8%).
- Late Payment Charges waived.
- Over Limit Charges waived.
- Cash Advance Charges waived.
- Re-issue/Replacement NIL.
- Rent payment fee not levied.
Verifiedmitc15 Aug 2026, 4:32 PM ISTIndusInd Bank
Renewal fee
- Annual Fee: ₹10,000 (No Joining or Annual fee will be charged after 31 March 2025).
- On payment of Renewal Fee, you get a Complimentary Business Class Ticket voucher from Vistara.
VerifiedClub Vistara IndusInd Bank Explorer Credit Card — official product page15 Aug 2026, 4:32 PM ISTIndusInd Bank
Rewards
Redemption value
- Club Vistara Points can be redeemed for flight bookings across the Vistara network.
- CV Points transferred to CV Account in the subsequent billing cycle.
VerifiedClub Vistara IndusInd Bank Explorer Credit Card — official product page15 Aug 2026, 4:32 PM ISTIndusInd Bank
Reward cap
Club Vistara points will be earned only for spends up to the assigned credit limit in every statement cycle.
VerifiedClub Vistara IndusInd Bank Explorer Credit Card — official product page15 Aug 2026, 4:32 PM ISTIndusInd Bank
Travel & lounge
Lounge access
Priority Pass usage fee up to US$35 per person per visit will be applicable after utilization of complimentary visits for Club Vistara Explorer Credit Card.
Verifiedmitc15 Aug 2026, 4:32 PM ISTIndusInd Bank
Travel benefit
- 24x7 concierge service for flight bookings, hotel reservations and support (call 1860 267 7777).
- Auto Assist roadside assistance available in Mumbai, Delhi, Bangalore, Pune, Chennai and Kolkata.
VerifiedClub Vistara IndusInd Bank Explorer Credit Card — official product page15 Aug 2026, 4:32 PM ISTIndusInd Bank
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
- Complimentary Club Vistara Gold membership (first year only), a Complimentary Business Class Ticket voucher from Vistara, and Gift Vouchers worth ₹25,000 from IndusInd Bank upon payment of joining fee (Joining Fee: ₹40,000).
- Threshold: payment of joining fee.
VerifiedClub Vistara IndusInd Bank Explorer Credit Card — official product page15 Aug 2026, 4:32 PM ISTIndusInd Bank
Dining benefit
EazyDiner dining offer available via https://www.eazydiner.com/dining/indusind-dining-voucher.
VerifiedClub Vistara IndusInd Bank Explorer Credit Card — official product page15 Aug 2026, 4:32 PM ISTIndusInd Bank
Insurance
- Travel insurance via The Oriental Insurance Company Ltd.: Lost baggage up to ₹1,00,000.
- Delayed baggage up to ₹25,000.
- Loss of passport up to ₹50,000.
- Lost ticket up to ₹25,000.
- Missed flight connection up to ₹25,000.
- Also Total Protect covering an amount equal to the credit limit against unauthorised transactions on loss/theft and counterfeit fraud.
VerifiedClub Vistara IndusInd Bank Explorer Credit Card — official product page15 Aug 2026, 4:32 PM ISTIndusInd Bank
Milestone benefit
- Complimentary Business Class Ticket voucher on every spend milestone of ₹3 lacs.
- Earn up to a maximum 5 vouchers in a year (₹3,00,000 / 6,00,000 / 9,00,000 / 12,00,000 / 15,00,000 = 1 Business Class ticket each).
- Voucher issued within 45 days of achieving threshold.
VerifiedClub Vistara IndusInd Bank Explorer Credit Card — official product page15 Aug 2026, 4:32 PM ISTIndusInd Bank
Eligibility
Eligibility
- Program revised w.e.f 12th Nov'24 due to merger of TATA SIA Airlines Ltd (Vistara) with Air India.
- Card being migrated to a different variant.
- Benefits on the Vistara Credit Card applicable only till 31st March 2025.
- Applicable only to select customers who have received communication from the Bank.
VerifiedClub Vistara IndusInd Bank Explorer Credit Card — official product page15 Aug 2026, 4:32 PM ISTIndusInd Bank
Charges & interest
Charge
- Interest (revolving credit and cash advances): 2.85% per month / 34.00% per annum.
- Late Payment Charges: Waived for Club Vistara Explorer Credit Card.
- Over Limit Charges: Waived for Club Vistara Explorer Credit Card.
- Cash Advance Charges: Waived for Club Vistara Explorer Credit Card.
- Returned Payments: ₹250.
- Balance Enquiry on Non-IndusInd ATMs: ₹25.
- Cash Payment Fee at IndusInd Bank Branch: ₹100.
- Duplicate Physical Statement Request: ₹100 per statement (beyond last 3 months).
- Re-issue/Replacement: NIL for Club Vistara Explorer Credit Card.
- Charge-slip Request: ₹300.
- Reward Redemption Fee: Cash Redemption ₹149 (w.e.f 1st April 2025), all other ₹100.
- Rent payments through third-party merchants: fee will NOT be levied on Club Vistara Explorer.
- Utility payment: 1% Fee + GST on cumulative spends more than ₹25,000 in a statement cycle.
- Wallet Loading: 1% Fee + GST on cumulative spends more than ₹20,000 in a statement cycle.
- Education Payment (third-party): 1% Fee + GST on cumulative more than ₹45,000 in a statement cycle.
- GST at current rate.
Verifiedmitc15 Aug 2026, 4:32 PM ISTIndusInd Bank
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the annual fee on the Club Vistara IndusInd Bank Explorer Credit Card?
Officially traced: Rs. 10,000.
mitcWhat is the joining fee on the Club Vistara IndusInd Bank Explorer Credit Card?
Officially traced: Rs. 40,000.
mitcIs the Club Vistara IndusInd Bank Explorer Credit Card annual fee ever waived?
Foreign Currency Mark-Up waived (1.8%).
mitcWhat lounge access does the Club Vistara IndusInd Bank Explorer Credit Card include?
Priority Pass usage fee up to US$35 per person per visit will be applicable after utilization of complimentary visits for Club Vistara Explorer Credit Card.
mitcWhat welcome benefit does the Club Vistara IndusInd Bank Explorer Credit Card offer?
Complimentary Club Vistara Gold membership (first year only), a Complimentary Business Class Ticket voucher from Vistara, and Gift Vouchers worth Rs. 25,000 from IndusInd Bank upon payment of joining fee (Joining Fee: Rs. 40,000).
Club Vistara IndusInd Bank Explorer Credit Card — official product pageWhat are the transfer ratios for Club Vistara IndusInd Bank Explorer Credit Card points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.indusind.bank.in/in/en/personal/cards/credit-card/club-vistara-indusInd-bank-explorer-credit-card.html.
VerifiedClub Vistara IndusInd Bank Explorer Credit Card product page15 Aug 2026, 4:32 PM ISTIndusInd Bank
Verified 2026-08-15 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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