The standard
Every confident public claim on this site — a benefit, fee, transfer ratio, eligibility rule, posting time, redemption rule — must satisfy all of the following before it appears:
- It originates from an official source: the card issuer's own published documentation, the partner airline or hotel's own published documentation, or a written confirmation from those institutions.
- An official source link and recorded verification datehave been captured: the source URL, the exact extracted claim, and the date the claim was verified.
- The claim carries a verbatim quote from that document, and the engine has read it a second timeagainst the same source and reached the same answer.
- The claim is officially verified or approved-fact-backedon the page that renders it.
What we explicitly do not do
- We do not cite third-party blogs, forum posts or aggregators as evidence for confident claims.
- We do not treat user submissions as verification. User submissions are a demand signal — they tell us which facts deserve verification effort, not what is true.
- We do not publish a fact that failed its second reading, or whose quote could not be found in the official document. It stays hedged until the document says otherwise.
- We do not publish redemption values, INR-per-point estimates, transfer bonuses, or "best for X" rankings unless the underlying inputs are themselves officially verified.
- We do not accept payment to alter a fact, hedge, or ranking.
How a claim becomes public
- The engine reads the issuer's own official documents — the product page, the terms, the fee schedule, the tariff.
- It extracts each fact with the verbatim sentence it came from, the source URL and the date it was read.
- It reads the source again and checks the fact against its own quote.
- A fact that survives that double-check is published automatically. A fact that does not stays hedged and is not stated with confidence.
- The public page renders the fact with its source trace and last-verified date.
There is no human approval queue standing between a verified fact and this site. Where a document is genuinely ambiguous — two readings, both defensible — the engine stops and puts a single either-or question to the owner. That is rare, and it is the only point a person enters the process.
What you see when a claim is not verified
Pages where official evidence does not yet exist are intentionally hedged, blocked, hidden from the public sitemap, or redirected to a verified hub. You will not see a confident transfer ratio, a confident INR value, or a confident "best card" recommendation unless that specific claim has cleared the workflow above.
Corrections
If you spot a confident claim that is not source-traced, email editorial@coffer.gold — we hedge or remove within 48 hours and rebuild only after the official source is captured.