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Expiry Rescue

Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.

Kotak Mahindra Bank

Kotak Solitaire Credit Card

When your points expire

“Air Miles expire after 3 years from the date of credit.”

Linked page on www.kotak.com · read 2 Nov 2026

Remind me before my points expire

Kotak Mahindra Bank's rule: points are valid for 36 months after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.

What your points are worth

  1. On Kotak Mahindra Bank’s own portal

    Air Miles Redemption Value for Travel Booking on Kotak Unbox: 1 Air Mile = ₹1 redemption value on Flight, Hotel, and Add-on Bookings on Kotak Unbox; Air Miles Redemption Value for Non-Travel Spends like Vouchers, Gift Cards on Kotak Unbox: 1 Air Miles = ₹0.5 redemption value

    The bank’s words
    “Air Miles Redemption Value for Travel Booking on Kotak Unbox [...] 1 Air Mile = ₹1 redemption value on Flight, Hotel, and Add-on Bookings on Kotak Unbox [...] Air Miles Redemption Value for Non-Travel Spends like Vouchers, Gift Cards on Kotak Unbox [...] 1 Air Miles = ₹0.5 redemption value”
    Linked page on www.kotak.com
  2. On Kotak Mahindra Bank’s own portal

    1 Air Mile =₹1 when redeeming for flights, and hotels on Kotak Unbox; 1 Air Mile = ₹0.5 for vouchers

    The bank’s words
    “1 Air Mile =₹1 when redeeming for flights, and hotels on Kotak Unbox [...] 1 Air Mile = ₹0.5 for vouchers.”
    Linked page on www.kotak.com
  3. Transfer to Air India Maharaja Club

    1 Air Mile = 1 mile

    Minimum 2,000 Solitaire credit card Air Miles are required for transferring into respective Hotel and Airline Partners

    The bank’s words
    “Air India 1:1”
    Miles Transfer Ratio
  4. Transfer to Air France-KLM Flying Blue

    2 Air Miles = 1 mile

    Minimum 2,000 Solitaire credit card Air Miles are required for transferring into respective Hotel and Airline Partners

    The bank’s words
    “Air France – KLM Flying Blue 2:1”
    Miles Transfer Ratio
  5. Transfer to Cathay

    2 Air Miles = 1 Asia Mile

    Minimum 2,000 Solitaire credit card Air Miles are required for transferring into respective Hotel and Airline Partners

    The bank’s words
    “Cathay Pacific 2:1”
    Miles Transfer Ratio
  6. Transfer to Etihad Guest

    2 Air Miles = 1 mile

    Minimum 2,000 Solitaire credit card Air Miles are required for transferring into respective Hotel and Airline Partners

    The bank’s words
    “Etihad Airways 2:1”
    Miles Transfer Ratio
  7. Transfer to Qatar Airways Privilege Club

    2 Air Miles = 1 Avios

    Minimum 2,000 Solitaire credit card Air Miles are required for transferring into respective Hotel and Airline Partners

    The bank’s words
    “Qatar Airlines 2:1”
    Miles Transfer Ratio
  8. Transfer to The British Airways Club

    2 Air Miles = 1 Avios

    Minimum 2,000 Solitaire credit card Air Miles are required for transferring into respective Hotel and Airline Partners

    The bank’s words
    “British Airways 2:1”
    Miles Transfer Ratio
  9. Transfer to United MileagePlus

    2 Air Miles = 1 mile

    Minimum 2,000 Solitaire credit card Air Miles are required for transferring into respective Hotel and Airline Partners

    The bank’s words
    “United MileagePlus 2:1”
    Miles Transfer Ratio
  10. Transfer to ALL Accor Live Limitless

    2 Air Miles = 1 loyalty point

    Minimum 2,000 Solitaire credit card Air Miles are required for transferring into respective Hotel and Airline Partners

    The bank’s words
    “Accor Live Limitless Loyalty programme 2:1”
    Miles Transfer Ratio
  11. Transfer to Marriott Bonvoy

    3 Air Miles = 1 Marriott Bonvoy Point

    Minimum 2,000 Solitaire credit card Air Miles are required for transferring into respective Hotel and Airline Partners

    The bank’s words
    “Marriott Bonvoy® 3:1”
    Miles Transfer Ratio

Airline miles and hotel points are not rupees, so transfers are listed after the rupee options, ranked by how many partner miles or points one bank point becomes.

Quickest way to save them

Use them on Kotak Mahindra Bank’s own portal: Air Miles Redemption Value for Travel Booking on Kotak Unbox: 1 Air Mile = ₹1 redemption value on Flight, Hotel, and Add-on Bookings on Kotak Unbox; Air Miles Redemption Value for Non-Travel Spends like Vouchers, Gift Cards on Kotak Unbox: 1 Air Miles = ₹0.5 redemption value. See the card’s page.