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Expiry Rescue

Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.

ICICI Bank

ICICI Bank Parakram Credit Card

When your points expire

“Reward points have expiry of 36 months from the date of issuance.”

MITC Cc · read 29 Sept 2026

Remind me before my points expire

ICICI Bank's rule: points are valid for 36 months after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.

Add a monthly reminder to my calendar

What your points are worth

  1. On ICICI Bank’s own portal

    Reward Points have no cash or monetary value

    The bank’s words
    “The Reward Points earned by the Card Member have no cash or monetary value and cannot be exchanged for cash.”
    Parakram Base Tnc

Quickest way to save them

Use them on ICICI Bank’s own portal: Reward Points have no cash or monetary value. See the card’s page.