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Expiry Rescue

Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.

BOB Financial (BOBCARD)

HPCL ENERGIE

When your points expire

“Reward Points are valid only for 2 years from the date of accumulation i.e., reward points will expire automatically if not redeemed/used within 2 years.”

Features and Rewards Important Terms Conditions · read 3 Nov 2026

Remind me before my points expire

BOB Financial (BOBCARD)'s rule: points are valid for 24 months after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.

Add a monthly reminder to my calendar

What your points are worth

  1. On BOB Financial (BOBCARD)’s own portal

    1 Reward Point = ₹0.25; Reward Points valid only for 24 months (2 years) from date of accrual

    The bank’s words
    “1 Reward Point = ₹0.25. Reward program is not applicable on select MCCs. Reward Points earned on your BOBCARD are valid only for 24 months i.e. 2 years from the date of accrual.”
    Linked page on www.bobcard.co.in

  2. On BOB Financial (BOBCARD)’s own portal

    1 Reward Point = ₹0.25

    The bank’s words
    “1 Reward Point = ₹0.25.”
    Linked page on www.bobcard.co.in

Quickest way to save them

Use them on BOB Financial (BOBCARD)’s own portal: 1 Reward Point = ₹0.25; Reward Points valid only for 24 months (2 years) from date of accrual. See the card’s page.