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Expiry Rescue

Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.

HDFC Bank

HDFC Bank Regalia Gold Credit Card

When your points expire

“3. Reward points are valid only for 2 years from the date of accumulation.”

Regalia Gold Credit Card Reward Points T and Cs · read 29 Sept 2026

Remind me before my points expire

HDFC Bank's rule: points are valid for 24 months after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.

Add a monthly reminder to my calendar

What your points are worth

  1. On HDFC Bank’s own portal

    Exclusive Gold Catalogue: 1 Reward point Equivalent to ₹0.65

    The bank’s words
    “Reward Points Redemption against each category can be redeemed at 1 Reward point Equivalent to Exclusive Gold Catalogue ₹0.65”
    Linked page on www.hdfc.bank.in

Quickest way to save them

Use them on HDFC Bank’s own portal: Exclusive Gold Catalogue: 1 Reward point Equivalent to ₹0.65. See the card’s page.