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Expiry Rescue

Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.

HDFC Bank

Infinia Metal Credit Card

When your points expire

“Reward points are valid only for 3 years from the date of accumulation.”

Rewards Points Program Terms and Conditions · read 29 Sept 2026

Remind me before my points expire

HDFC Bank's rule: points are valid for 36 months after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.

Add a monthly reminder to my calendar

What your points are worth

  1. On HDFC Bank’s own portal

    Apple products and Tanishq vouchers purchased via SmartBuy ₹1

    The bank’s words
    “1 Reward point Equivalent to Apple products and Tanishq vouchers purchased via SmartBuy₹1”
    Linked page on www.hdfc.bank.in

  2. On HDFC Bank’s own portal

    1 Reward point is worth ₹1 on flights and hotel bookings and on Apple products and Tanishq vouchers purchased via SmartBuy; up to ₹0.50 on products and vouchers; up to ₹0.30 as cashback against statement balance

    The bank’s words
    “1 Reward point Equivalent to [...] Apple products and Tanishq vouchers purchased via SmartBuy ₹1 [...] Flights and hotel bookings ₹1 [...] Products and Voucher up to ₹0.50 [...] Cashback against statement Balance up to ₹ 0.30”
    Linked page on www.hdfc.bank.in

Quickest way to save them

Use them on HDFC Bank’s own portal: Apple products and Tanishq vouchers purchased via SmartBuy ₹1. See the card’s page.