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Expiry Rescue

Points about to lapse? Pick your card to see the bank's expiry rule and the best way to use them first.

BOB Financial (BOBCARD)

Easy

When your points expire

“Reward Points are valid only for 2 years from the date of accumulation i.e., reward points will expire automatically if not redeemed/used within 2 years.”

Features and Rewards Important Terms Conditions · read 3 Nov 2026

Remind me before my points expire

BOB Financial (BOBCARD)'s rule: points are valid for 24 months after you earn them, so some can expire every month. We'll remind you at the start of each month to check what expires and the quickest way to use it.

Add a monthly reminder to my calendar

What your points are worth

  1. On BOB Financial (BOBCARD)’s own portal

    1 reward point = ₹0.20 when redeemed for cashback

    The bank’s words
    “All your accumulated reward points can be redeemed for cashback @ 1 reward point = ₹0.20”
    Linked page on www.bobcard.co.in

Quickest way to save them

Use them on BOB Financial (BOBCARD)’s own portal: 1 reward point = ₹0.20 when redeemed for cashback. See the card’s page.