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Axis Atlas vs Amex Platinum Charge

A source-traced head-to-head across the fields that actually decide day-to-day value.

Side by side

Every figure here is from the bank's own documents.

Atlas Credit Card

Axis Bank

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American Express Platinum Card

American Express

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Annual fee

₹5,000

₹66,000 + GST

Joining fee

₹5,000

₹66,000

Fee waiver

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What it gives back

2 EDGE Miles per ₹100 · everyday spends

1 Membership Reward point per ₹40 · everyday spends

Welcome benefit

Enjoy 2500 EDGE Miles as welcome benefit upon first transaction on your ATLAS credit card within 37 days from the date of card issuance

Welcome gift on net spends of ₹50,000 in first 2 months of Cardmembership and payment of annual fee, with option to choose vouchers from catalogue

Lounge access

8 domestic lounge visits on the Silver tier, 12 on the Gold tier and 18 on the Platinum tier; visits include primary cardholder and guests

Global Lounge Collection includes access to Domestic Partner Lounges in India

Dining benefits

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Up to 50% off at over 1800 premium restaurants in India with complimentary EazyDiner Prime membership; preferential reservations and 24X7 VIP helpline

Hotel benefits

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Travel benefits

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50% off on Suites at Oberoi Hotels and Resorts

Forex markup

3.5%

3.5%

Partnership benefits

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Transfer partners

Atlas Credit Card

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