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American Express

American Express Corporate Green Card

Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate

Business · Applications paused · Earns points

American Express has paused new applications

“We are temporarily pausing the acceptance of new Corporate/Legal Entity applications in India as we make planned updates to our technology platforms for domestic card issuing operations.”

American Express’s own page

First-year fee

₹0

Annual fee

₹2,100 a year.

₹2,100. The annual fee may vary from company to company and is communicated to the Corporate at the time of signing up for the Corporate Card Programme.

What it gives back

1 point per ₹100 on telecom, insurance, wholesale, utilities (capped 1000 points/month); no points on fuel; 1 point per ₹50 on all other spending.

Read from 5 American Express documents, last checked 19 Oct 2026.

View on American Express
How it compares

Compared with the cards we have read

₹2,100 annual fee: of the 273 other open cards whose annual fee we have read, 206 state a lower one, 1 states the same and 66 state a higher one.

3.5% forex markup: of the 291 other open cards whose forex markup we have read, 103 state a lower one and 188 state the same.

Fees

  • Annual fee

    ₹2,100 a year.₹2,100. The annual fee may vary from company to company and is communicated to the Corporate at the time of signing up for the Corporate Card Programme.

  • Joining fee

    ₹0

  • Add-on card fee

    N/A

Rewards

  • Reward rate

    1 point per ₹100 on telecom, insurance, wholesale, utilities (capped 1000 points/month); no points on fuel; 1 point per ₹50 on all other spending.

  • Fuel earning

    No Membership Rewards Point on spends at Fuel.

  • Insurance spend earning

    1 Membership Rewards Point for every ₹100 spent on insurance (capped to a maximum of 1000 points per month)

  • Utilities earning

    1 point per ₹100 on utility services (capped to 1000 points per month)

  • Reward exclusions

    Fuel

  • Reward caps

    Telecommunications, insurance, Wholesale Spends, and other utility services (capped to a maximum of 1000 points per month)

  • Flight redemption

    Booking travel with points

  • Points transfer redemptionAirline and hotel partners points may move to

    Points transfer to leading airline and hotel loyalty program.

  • Redeeming points for travel

    Points can be redeemed for booking travel.

  • Statement-credit redemption

    Cover eligible Card charges with points.

  • Voucher and product redemption

    350+ e-vouchers across 175 brands.

  • Point expiry

    No points expiry

Card benefits

  • Domestic lounge access

    Not offered

  • International lounge access

    Not offered

Also included

  • Surcharge on railway tickets

    1.8% per transaction subject to a minimum of ₹10 if booked through internet (IRCTC)

  • Lost card liability

    Your liability will be ‘nil’ if you report within 3 working days

  • Travel insurance

    Cover up to ₹30,00,000; 24x7 Global Assist Hotline access

Charges

  • Forex markup

    3.5% on foreign currency transactions.

  • Cash advance fee

    3.5% of cash withdrawal amount.

  • Interest on unpaid balance

    No overdue interest charges

  • Interest-free period

    Up to 51 days of interest-free credit period

  • Late payment fee

    3.5% of the outstanding balance subject to a minimum of ₹100

  • Payment return or dishonour fee

    ₹150 per returned instrument for Corporate Cards.

  • Statement or duplicate statement fee

    ₹100 per statement for statements older than 3 months.

  • Card replacement fee

    If your Card is lost, stolen or damaged, simply report to us and we’ll replace it within 48 hours at no extra cost.

  • Reward redemption fee

    No redemption charges

  • Fuel transaction fee

    1% fee per transaction is applicable for all HPCL transactions on and above ₹5,000, 1% of the transaction value subject to a minimum of ₹10 + applicable taxes, will be charged as convenience fee at fuel stations operated by the Public Sector Oil Marketing Companies BPCL and IOCL

  • GST note

    Any Charges mentioned anywhere in this MITC are exclusive of the GST or any other taxes as applicable

  • Charge for lounge visits beyond the free limit

    Not offered

In the terms, not the brochure (1)

  • What must be paid with the card for the cover to apply

    Complimentary Personal Accident Cover and Licensed Transport Accident Cover apply to return trips paid with your Corporate Card.

How we know - 5 documents from American Express, checked 19 Oct 2026

5 documents from American Express, checked 19 Oct 2026.

  • American Express Corporate Card MITC English6 Oct 2026Proof
  • Fees and charges pageProof
  • Card pageProof
  • MITC and Key Fact StatementProof
  • Card terms and conditionsProof

On these lists

View on American Express

₹2,100 a year

View on American Express