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COFFERCards. Points. Value.

American Express

American Express credit cards

10 cards, read from American Express's own documents. 432 facts verified. Last checked 19 Oct 2026.

American Express report card

Rated cards: 0 of 10

No card rated yet - COFFER rates a card only after reading every document the bank publishes for it.

Fine print gaps found: 0

Report card

395 of 1,082 questions settled from American Express's documents.

How this is counted
  • Questions we asked395 of 1,082 resolvedThe questions of our card spec that apply to this bank's live cards and are resolved — the bank answered in its own words, or we read its papers and settled the question — over the questions that apply. Questions whose answer is a document rather than a fact are counted by nobody.
  • Questions the bank answersnot printed yet — 0 of 10 cards fully askedOf the resolved questions, the ones the bank answered with its own sentence. Silence counts toward what we asked and against what the bank answers. This figure is printed only once every applicable question on every live card is resolved; until then the page says how far the asking has got and prints no share.
  • Cards we hold10Published cards of this bank that are not withdrawn and not merged into another card. The same count its own bank page shows.
  • Live pages10Those cards that carry at least one fact, so a page renders.
  • Facts in the bank's own words432 (43.2 a card)Rows we hold that are verified, still current, renderable, and carry the bank's own sentence. A count of facts is not a measure of coverage; the two numbers above are.
  • Questions the bank doesn't answer6Things we asked the bank's own papers and found no answer to, counted by how many of its cards are silent.
  • Papers read37, last on 19 Oct 2026Documents and catalogue pages of this bank the engine has fetched and kept.
  • Cards withdrawn2Cards of this bank that were live when we started and have since been withdrawn.
  • Changes caughtWatching since 18 Sept 2026, nothing caught yetFacts that moved because the bank's own paper changed, caught by the recheck lane. Engine corrections and re-filings are not counted.

The three we asked most often and found no answer to:

  • Add on card fee — 3 cards
  • Lounge domestic — 1 card
  • Lounge excess charge — 1 card

Reading of this bank is finished. Reading since 10 Sept 2026. Last checked 19 Oct 2026. A bank is scored only when the register has resolved it and every one of its live cards is finished. Until then its counts stand without a rank.

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Personal cards6

Business cards4

No longer offered2

Sources5

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