TVS Credit RBL Bank Credit Card

Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate

Open to new applications · Earns points

Annual fee

₹500 + GST

₹500 + GST annual membership fee

What it gives back

2 Reward Points on every ₹100 spent online, up to 1,000 Reward Points every month; 1 Reward Point on every ₹100 spent on in-store purchases

Read from 5 RBL Bank documents, last checked 1 Nov 2026.

How it compares

Compared with the cards we have read

₹500 annual fee: of the 401 other open cards whose annual fee we have read, 182 state a lower one, 30 state the same and 189 state a higher one.

3.5% forex markup: of the 441 other open cards whose forex markup we have read, 146 state a lower one and 295 state the same.

Fees

Rewards

Reward rate
2 Reward Points on every ₹100 spent online, up to 1,000 Reward Points every month; 1 Reward Point on every ₹100 spent on in-store purchases
Reward exclusions
Note: Purchases made under below mentioned merchant categories will be excluded from reward point benefit, and monthly and annual milestone benefit : Fuel & Auto, Utilities, Insurance, Quasi-Cash, Railways, Real

Charges

Forex markup
3.5% on foreign currency transactions.
Cash advance fee
2.5% of the cash amount, min ₹500.
Interest on unpaid balance
Up to 3.99% p.m. (47.88% p.a.) on revolving credit and cash advances
Interest-free period
Up to 50 days
Late payment fee
12.5% of outstanding amount, min ₹5, max ₹1,300.

Eligibility

How we know - 5 documents from RBL Bank, checked 1 Nov 2026

5 documents from RBL Bank, checked 1 Nov 2026.

On these lists

₹500 a year

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