SimplyCLICK SBI Credit Card
SBI Card · Entry · rewards card
Annual / renewal fee
₹499 + GST.
Official source not yet captured
Earn rate
Confirm on the official page
Official source not yet captured
COFFER may earn a fee when you apply through this link. Facts are never affected. Learn more.
You'll land on the issuer's official application portal at linksredirect.com — if a different card is shown first, use its card selector to pick this one.
COFFER may earn a fee when you apply through this link. Facts are never affected. Learn more.
You'll land on the issuer's official application portal at linksredirect.com — if a different card is shown first, use its card selector to pick this one.
Overview
A low-fee entry-level card built for online shopping. You earn 10X reward points at a set of online partner brands and 5X on all other online spends, plus milestone vouchers when your annual online spend crosses ₹1 lakh and ₹2 lakh.
Best for
- Frequent online shoppers loyal to Myntra, BookMyShow, Cleartrip, Domino's and the other partners.
- First-time card users wanting a low-fee rewards card.
- Anyone who spends heavily online and wants accelerated points.
Official source not yet captured
Not ideal for
- Offline-heavy spenders — the base rate is just 0.25%.
- If you don't shop the partner brands, a flat cashback card (SBI Cashback, Amazon Pay ICICI) gives simpler, higher returns.
Official source not yet captured
Fees
Joining fee
₹499 + GST.
Official source not yet captured
Annual / renewal fee
₹499 + GST.
Official source not yet captured
Fee waiver
Annual fee reversed on spends of ₹1 lakh in the year.
Official source not yet captured
Rewards
Online partner brands (Apollo 24×7, BookMyShow, Cleartrip, Domino's, IGP, Myntra, Netmeds, Yatra)
10X reward points (~2.5% value)
Official source not yet captured
All other online spends (incl. Amazon)
5X reward points (~1.25%)
Official source not yet captured
Offline and all other spends
1 reward point per ₹100 (~0.25%)
Official source not yet captured
Milestone vouchers
Cleartrip/Yatra e-vouchers worth ₹2,000 each on annual online spends of ₹1 lakh and ₹2 lakh
Official source not yet captured
Plain math
₹10,000/month of online spend across partner brands at 10X earns roughly ₹3,000 a year in reward points (1 RP = ₹0.25), plus up to ₹4,000 in milestone vouchers — strong against a ₹499 fee that waives at ₹1 lakh annual spend.
Travel & lounge
Lounge access
No lounge access — this is an entry-level online-shopping card with no travel perks.
Official source not yet captured
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
Amazon.in gift voucher worth ₹500 on joining-fee payment — effectively offsetting the fee.
Official source not yet captured
Eligibility
Not published in the official documents on file — see the official T&C link below.
Charges & interest
Forex markup
3.5%.
Official source not yet captured
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
Not published in the official documents on file — see the official T&C link below.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Last reviewed 2026-06-14 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.