RBL Bank Platinum ValuePlus Credit Card
Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate
Open to new applications · Earns points
First-year fee
₹0
Annual fee
₹499 a year.
How it compares
Compared with the cards we have read
Fees
Annual fee
₹499 a year.
Joining fee
₹0
Fee waiver rule
Spend Based Waiver: Spend ₹50,000 in a year and get waiver of Next year Annual Fee#500
Add-on card fee
Add-on Card Fee ₹0-5,000 per Add-on Cardmember
Welcome offer
Welcome benefit
Enjoy elevated living with ₹500 Gift Voucher as a welcome benefit.
Rewards
Fuel earning
10% cashback (credited as reward points) on fuel purchases (₹250 per month)
Charges
Forex markup
3.5% on foreign currency transactions.
Cash advance fee
2.5% of the cash amount withdrawn, minimum ₹500
Interest on unpaid balance
Up to 3.99% p.m. (47.88% p.a.)
Interest-free period
Up to 50 days
Late payment fee
12.5% of total outstanding amount, ₹5 to ₹1,300.
Eligibility
Eligibility
Applicant: above the age of 18 years.
How we know - 5 documents from RBL Bank, checked 1 Nov 2026
₹499 a year
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