RBL Bank Platinum Classic Credit Card
Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate
Closed to new applications · Earns points
RBL Bank no longer offers this card. The bank’s own page says: “Presently we are not sourcing Platinum Classic Credit Card for new customers.”
Open alternatives
- Platinum Choice Credit Card₹4990.25%
- RBL Bank SalarySe UP Credit Card₹4990.1%
- IRCTC RBL Bank Credit Card₹5000.5%
- Platinum Max Credit Card₹9990.5%
Annual fee
₹499 a year.
What it gives back
1 RP per ₹100
Our calculation
0.25% value back
Fees
Annual fee
₹499 a year.
Fee waiver rule
Spend Based Waiver: Spend ₹50,000 in a year and get waiver of Next year Annual Fee#499
Add-on card fee
₹0.
Rewards
Reward rate
1 RP per ₹100
Reward exclusions
Base reward points will not be accrued on EMI conversion of retail transactions for all RBL Bank Credit Cards.
What one reward unit is worth
For calculation purpose, we have assumed value of 1 Reward Point = ₹0.25.
Charges
Forex markup
3.5% on foreign currency transactions.
Cash advance fee
2.5% processing fee on withdrawal from ATMs, min ₹500.
Interest on unpaid balance
Up to 3.99% p.m. (47.88% p.a.)
Interest-free period
Up to 50 days
Late payment fee
12.5% of the total outstanding amount, ranging from ₹5 to ₹1,300.
How we know - 4 documents from RBL Bank, checked 9 Nov 2026
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