Skip to content
COFFERCards. Points. Value.
Back
RBL Bank Platinum Choice Credit Card
RBL Bank

RBL Bank Platinum Choice Credit Card

Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate

Open to new applications · Earns Reward Point

Annual fee

₹499 + GST

What it gives back

1 Reward Point per ₹100 · everyday spends

Read from 5 RBL Bank documents, last checked 1 Nov 2026.

Apply on RBL Bank

Our calculation

0.25% value back

Every ₹1,00,000 spent at this rate earns about 1,000 points, worth about ₹250 at the value RBL Bank states for a point.

RBL Bank's rate: “1 Reward Point for every ₹100 spent” Proof
The bank’s words

“1 Reward Point# for every INR 100 spent”

RBL Bank's point value: “For calculation purpose, we have assumed value of 1 Reward Point = INR 0.25.” Proof
The bank’s words

“For calculation purpose, we have assumed value of 1 Reward Point = INR 0.25.”

How it compares

Compared with the cards we have read

₹499 annual fee: of the 401 other open cards whose annual fee we have read, 137 state a lower one, 44 state the same and 220 state a higher one.

3.5% forex markup: of the 441 other open cards whose forex markup we have read, 146 state a lower one and 295 state the same.

0.25% value back by our calculation: of the 58 other open cards we can work this out for, 6 return less, 12 return the same and 40 return more.

Get alerts for this card

Fees

  • Annual fee

    ₹499 + GST

  • Fee waiver rule

    Spend Based Waiver: Spend ₹50,000 in a year and get waiver of Next year Annual Fee#499

  • Add-on card fee

    Add-on Card Fee ₹0-5,000 per Add-on Cardmember

Rewards

  • Reward rate

    1 Reward Point per ₹100 · everyday spends1 Reward Point for every ₹100 spent.

  • What one reward unit is worth

    For calculation purpose, we have assumed value of 1 Reward Point = ₹0.25.

Charges

  • Forex markup

    3.5% on foreign currency transactions.

  • Cash advance fee

    Cash advance fee 2.5% of the cash amount (min ₹500)

  • Interest on unpaid balance

    Up to 3.99% p.m. (47.88% p.a.)

  • Interest-free period

    Up to 50 days

  • Late payment fee

    12.5% of the outstanding amount, Min ₹5, Max ₹1,300.

Eligibility

  • Eligibility

    Applicant: above the age of 18 years.

How we know - 5 documents from RBL Bank, checked 1 Nov 2026

5 documents from RBL Bank, checked 1 Nov 2026.

On these lists

Apply on RBL Bank

₹499 a year

Apply