RBL Bank Platinum Advantage Credit Card

Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate

Open to new applications · Earns Reward Point

Annual fee

₹499 a year.

₹499 + Goods and Service Tax annual fee

What it gives back

1 Reward Point per ₹100 · everyday spends

Read from 5 RBL Bank documents, last checked 1 Nov 2026.

How it compares

Compared with the cards we have read

₹499 annual fee: of the 401 other open cards whose annual fee we have read, 137 state a lower one, 44 state the same and 220 state a higher one.

3.5% forex markup: of the 441 other open cards whose forex markup we have read, 146 state a lower one and 295 state the same.

Fees

Rewards

Reward rate
1 Reward Point per ₹100 · everyday spends1 Reward Point for every ₹100 spent.

Charges

Forex markup
3.5% on foreign currency transactions.3.5% markup on foreign currency transactions
Cash advance fee
2.5% of the cash amount withdrawn, minimum ₹500
Interest on unpaid balance
Up to 3.99% p.m. (47.88% p.a.)
Interest-free period
Up to 50 days
Late payment fee
12.5% of the total outstanding amount, ranging from ₹5 to ₹1,300.

Eligibility

How we know - 5 documents from RBL Bank, checked 1 Nov 2026

5 documents from RBL Bank, checked 1 Nov 2026.

On these lists

₹499 a year

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