HDFC Bank no longer offers this card. The bank’s own page says: “Sourcing of this Credit Card has been stopped. Existing customers of this card will continue to enjoy the benefits.”
Open alternatives
- BizFirst Credit Card₹5001%
- Micro Enterprise Credit Card₹5000.2%
- Paytm Credit Card₹5001%
- Paytm HDFC Bank Business Credit Card₹5001%
First-year fee
₹500 to join.
Annual fee
₹500 a year.
What it gives back
5% cashback on IRCTC, bill payment and fuel, maximum ₹150 per statement cycle
Fees
Joining fee
₹500 to join.
Annual fee
₹500 a year.
Fee waiver rule
Minimum Spend for waiver of annual membership fee / renewal charges for next year: ₹20,000 / Annum
Add-on card fee
Add-on Card Fee: Lifetime Free.
Rewards
Reward rate
5% cashback on IRCTC, bill payment and fuel, maximum ₹150 per statement cycle
Also included
Fuel surcharge waiver
Fuel surcharge waived off on fuel transactions of ₹400 to ₹5,000, maximum waiver of ₹250 per statement cycle.
Lost card liability
Zero Lost card liability: If you lose your Card, report it immediately to our 24-hour call centre.
Charges
Forex markup
3.5% on foreign currency transactions.3.5% cross currency mark-up
Cash advance fee
2.5% or ₹500, whichever is higher.
Interest on unpaid balance
3.75% per month (45% per annum)
Interest-free period
Up to 50 days
Late payment fee
Nil to ₹1,300 + GST based on outstanding balance
The Sunday Statement.
Every Sunday. What your bank changed this week — before your statement tells you.